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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3554 reviews)

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4.89

Based on 3,554 reviews, last reviewed 26th Mar 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3554)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Efficient service with good interest rate

Web site easy to understand. Various investment options explained clearly and concisely. Excellent communications to confirm investments. Reviewed on: 20th January 2022

DID EVERYTHING THEY SAID THEY WOULD DO

Easy to open and manage account. Great interest rate. Kept informed on maturity date and easy to close account Reviewed on: 20th January 2022

very good bank.

I have not much to say because the bank has done it all. Reviewed on: 20th January 2022

They are on Thee Ball

RCI are doing more tha most by looking after new and exciting customers Reviewed on: 20th January 2022

good account

Higher interest thn some other accounts. Easy to manage online Reviewed on: 20th January 2022

Very good service so far

Never had any problems with the on line service. Reviewed on: 20th January 2022

Easy to sign up and operate

Found it easy to open an account and to manage it. Reviewed on: 20th January 2022

Good interest rates & customer-friendly online banking

Generally, RCI offers competitive saving interest rates. It's very clear in its description of all products and telephone calls are always answered quite promptly & professionally. Most of all RCI's online banking is intuitive & user-friendly. Reviewed on: 19th January 2022

5 year deposit account

This was the best interest rate at the time of my deposit. Very easy to transfer money into the account and no hard sell of other products. Reviewed on: 19th January 2022

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