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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3556 reviews)

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4.89

Based on 3,556 reviews, last reviewed 28th Mar 2026

100400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Simple - a bank that just does everything you need it to!

As the title suggests, I just can't fault this bank. They do everything you require to a very professional standard, and I have never encountered a single issue. I would highly recommend RCI Bank to anybody. Reviewed on: 18th January 2022

Great rates

Quick and easy to setup and with great rates to beat the high street Reviewed on: 18th January 2022

1st Class

Always give good advice and service Reviewed on: 18th January 2022

Pleasant service

Easy to use website. Friendly customer services and good interest rates. Reviewed on: 18th January 2022

Best value interest

After searching for a decent interest rate decided to continue with RCI , best rate around. Reviewed on: 18th January 2022

Reasonable Rates

Fixed term product coming to an end, online access, statements available when required and notifications have been received timely. Reviewed on: 18th January 2022

Secure savings

Easy set up,easy access complete confidence my money is doing the best it can in difficult times to top up my low state pension while keeping my capital safe Reviewed on: 18th January 2022

Investment and subsequent monthly income

Investment was very straightforward and subsequent monthly income happened seamlessly which, as a pensioner, was very much appreciated. Update emails are sent regularly which are also welcome. Thanks you RCI. Reviewed on: 18th January 2022

Easy to deal with

Easy to deal with. Answers the telephone quickly. Reviewed on: 18th January 2022

2 year fixed deal with 1.65% interest

I have had no problems contacting RCI nor in accessing details of my account and would recommend RCI to anyone with regard to investment. Reviewed on: 18th January 2022

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