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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3556 reviews)

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4.89

Based on 3,556 reviews, last reviewed 28th Mar 2026

100400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

great thanks

great no problem investment very easy to complete Reviewed on: 17th January 2022

User Friendly

I have used this band for a few years now. It offers a friendly capable efficient and helpful service. To be recommended. Reviewed on: 17th January 2022

Best rate

Easy to set up, good communication and the best rate at the time Reviewed on: 17th January 2022

Very good Bank

Ever since I have saved with RCI Bank I have been impressed with them and they always deliver customer satisfaction. Reviewed on: 17th January 2022

RCI BANK REVIEW

Easy website to navigate. Communication is straightforward. Good customer service. Reviewed on: 17th January 2022

No fuss, modern, caring, a pleasure to be a member

I have had opportunities o move my money elsewhere but why should I. I enjoy the atmosphere of RCI, their clinical systems, their caring staff, and the assurance that my money is in safe hands Reviewed on: 17th January 2022

Excellent Service

Fixed Term Account was easy to set up. Customer Service was great & staff were extremely helpful. There have been no issues and logging in page is user friendly. RCI sends regular email updates well in advance if there are going to be any account changes. Overall, I would recommend RCI to any potential investor Reviewed on: 17th January 2022

Great fixed term rate

I am very happy with RCI Bank performance and their user friendly website. The three year fixed term rate was unbeatable and the monthly interest payments excellent too. Reviewed on: 17th January 2022

Good modern trouble free service

Easy to apply and good interest rate gives confidence as a safe keeper of your savings. Reviewed on: 17th January 2022

Interest Rates were competitive

RCI Bank is easy to do business with and still covered by the guarantee despite Brexit. Reviewed on: 17th January 2022

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