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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to set up and found the experience all good.

Easy to set up and found the experience all good. The rate was good compared to others at the time, Reviewed on: 28th January 2026

Rate should be better when I fixed the base rate wa...

Rate should be better when I fixed the base rate was higher Reviewed on: 28th January 2026

Simplicity

Always informative, easy to reinvest hassle free! Reviewed on: 28th January 2026

Easy to apply

Good service and best product on line Reviewed on: 28th January 2026

Customer care

Their customer care is second to none. I have had occasions to ring their helpline for advice and have always had a good experience with kind, courteous staff. Reviewed on: 28th January 2026

alwsys informing if best ootions andcrate changesa v...

alwsys informing if best ootions andcrate changesa very polite and caring servicr Reviewed on: 28th January 2026

The team were so helpful setting it up with me and i...

The team were so helpful setting it up with me and it’s a really user friendly platform! Reviewed on: 28th January 2026

Great online bank

Very easy to open a new account. Telephone help also available. Reviewed on: 28th January 2026

Held accounts for several years

I have had accounts with RCI for several years, both fixed term 1 & 2 years and easy access saving account. The interest rates given are excellent. On the few occasions that I have had to talk to someone at the bank the service has always been efficient & the personnel friendly and helpful. Reviewed on: 28th January 2026

Saving Account

Easy to open account and pay in money over a period of days. Reviewed on: 28th January 2026

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