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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3556 reviews)

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4.89

Based on 3,556 reviews, last reviewed 28th Mar 2026

100400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy!

The RCI website is excellent and very user-friendly. RCI bank have always been quick to respond helpfully to any queries. Highly recommend. Reviewed on: 17th January 2022

Competitive savings rates

I have three fixed savings accounts with RCI, which pay monthly interest which is very good in today's market. The website is easy to use and simplifies my accounts in one place. I've never had a problem or had to try to contact the bank by phone. A really good place to save money when you can. Reviewed on: 17th January 2022

A competitive fixed rate bond

At the time of opening the account in July 2019 this was one of the more competitive three year bonds available. Reviewed on: 17th January 2022

Fixed Rate Bond

Very pleased with FRB and treated very professionally by RCI Bank Reviewed on: 17th January 2022

Good rates, great app, easy to deal with

I found the whole experience of setting up and managing my new fixed rate account very easy. Having a good app helps enormously. Reviewed on: 17th January 2022

Great Service

Great bank easy moving of money.Safe and secure Reviewed on: 17th January 2022

RCI a good online Bank

Very easy to move money on the freedom account to my current account. They have increased their rates which is nice. Reviewed on: 17th January 2022

Great company, great rates

Been with RCI for many years. Savings rates excellent, easy to do business with. Reviewed on: 17th January 2022

Unlimited Satisfaction

Communications and updates during and after application of this product was first class and gives every confidence for future investments Reviewed on: 17th January 2022

Good interest rate

Good interest rate and easy online banking. Reviewed on: 17th January 2022

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