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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3556 reviews)

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4.89

Based on 3,556 reviews, last reviewed 28th Mar 2026

100400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

RCI Bank are unique and serve the customer

I have been with them a long time and what I want is reliability and safety in banking. I get it with RCI Banking Reviewed on: 17th January 2022

Great serviice

RCI has a good website abd offers a wide variety of competitive saving vehicles Reviewed on: 17th January 2022

Great Service!

It is a pleasure dealing with RCI Bank over the 'phone. The staff are very focussed and understand their products and the needs of the client. Well done! Reviewed on: 17th January 2022

All good

Very easy to set up account. Competitive interest. Good communication. Reviewed on: 17th January 2022

Easy to set up & monitor

Greta product. Easy to set up online & then easy to maintain & monitor. Reviewed on: 17th January 2022

Good company

Good ethical company to deal with, reliable services, website & app but not the best available for interest rates Reviewed on: 17th January 2022

Great saving rate

No issues with RCI at all . Keep us informed of the investment and the rate is good for the current market . Reviewed on: 17th January 2022

Great rates and easy to apply

Chose RCI as had great rates, easy to use application process and simple, uncomplicated information Reviewed on: 17th January 2022

Best rates out there

I have been very happy to have multiple accounts getting the best rates out there. When the rate has dropped they have taken time before passing the drop onto customers like me. Conversely when it has risen they have increased very quickly. I would highly recommend a saving plan for anyone who wants one of the best rates out there. Reviewed on: 17th January 2022

Everything I needed in a savings account

Account details are secure, easily managed and provide a competitive rate of interest. Reviewed on: 17th January 2022

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