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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.83 (2723 reviews)

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4.87

Based on 2,723 reviews, last reviewed 29th Jan 2026

22400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Saving made simple Very easy to set up an account and just as easy at maturity with the options provided Reviewed on: 29th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2723)

Review of the RCI Bank, Fixed Term Savings Account:

A great bank with some lovely bank accounts

A great bank with some lovely bank accounts Reviewed on: 11th March 2025

alwsys informing if best ootions andcrate changesa v...

alwsys informing if best ootions andcrate changesa very polite and caring servicr Reviewed on: 28th January 2026

The team were so helpful setting it up with me and i...

The team were so helpful setting it up with me and it’s a really user friendly platform! Reviewed on: 28th January 2026

Great online bank

Very easy to open a new account. Telephone help also available. Reviewed on: 28th January 2026

Held accounts for several years

I have had accounts with RCI for several years, both fixed term 1 & 2 years and easy access saving account. The interest rates given are excellent. On the few occasions that I have had to talk to someone at the bank the service has always been efficient & the personnel friendly and helpful. Reviewed on: 28th January 2026

Saving Account

Easy to open account and pay in money over a period of days. Reviewed on: 28th January 2026

Outstanding. Clear advice and support.

Clear advice and support. Easy to set up. Reviewed on: 28th January 2026

Looked after our money well.

Looked after our money well. Easy to use website. Reviewed on: 28th January 2026

Very efficient

Good interest rates. Very efficient company. Reviewed on: 28th January 2026

How banks should be

Happy with service, website, communications and competitiveness of interest rates available. Reviewed on: 28th January 2026

Perfect online experience, everything worked as it s...

Perfect online experience, everything worked as it should, really well thought-out, with clear instructions, reassuring you all the way through and confirming things clearly, really really outstanding. And also the best options for our savings, good terms, good interest, and again a very good online experience keeping up to date. Reviewed on: 28th January 2026

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