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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great interest rate.

Great interest rate. Haven't had to deal with. Customer service but very easy for me to navigate online. Reviewed on: 28th January 2026

Officiant and helpfull

Dealing with the bank has been easy and information has been clear and easy to understand. I did ring about a quirky and I was listened to and was given clear guidence and advice. Reviewed on: 28th January 2026

Good Bank

Good customer service, and savings rates Reviewed on: 28th January 2026

Great hidden gem

Great hidden gem of a bank. Been with them for years and always had great service and returns. Reviewed on: 28th January 2026

Interest every month quick transfers very easy to use

Interest every month quick transfers very easy to use Reviewed on: 28th January 2026

Transparent, great communication and ease of selecti...

Transparent, great communication and ease of selecting the right product for my needs with plenty of choice. Reviewed on: 28th January 2026

Easy to open account, good app, Interest rates are v...

Easy to open account, good app, Interest rates are very competitive Reviewed on: 28th January 2026

Good service and reliable.

Good service and reliable. Wouldn't hesitate to recommend. Reviewed on: 28th January 2026

The best bank I have worked with.

Always so helpful and sends out regular information. The bank is also highly competitive in the bond market, making it an attractive source of savings. Reviewed on: 28th January 2026

Only invested but all went smoothly.

Only invested but all went smoothly. Reviewed on: 28th January 2026

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