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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.83 (2902 reviews)

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4.88

Based on 2,902 reviews, last reviewed 29th Jan 2026

39100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Great service, easy to manage my account. Great service, easy to manage my account. Would consider using again when the interest rates are competitive! Reviewed on: 29th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2902)

Review of the RCI Bank, Fixed Term Savings Account:

Confidence-inspiring bank.

RCI have been attentive, dependable and I have been happy in returning to them with my savings. Reviewed on: 11th March 2025

RCI Bank

My experience was good. It was easy to navigate around the web site and choose the product i wanted. application was straight forward and i received clear communication from RCI. They also keep me updated with any financial developments. Reviewed on: 29th January 2026

No problems

I have always found it easy to open and manage my account online. Reviewed on: 29th January 2026

Two year fixed bond account.

I am currently saving my money in a fixed two year bond with RCI.Not only is the rate very competitive but I have found the customer service and general communication to be outstanding. Reviewed on: 29th January 2026

Ease of internet banking.

Ease of internet banking. Interest paid monthly in nominated account. Reviewed on: 29th January 2026

Easy to set up a fixed rate account.

Easy to set up a fixed rate account. Reviewed on: 29th January 2026

Good interest and simple process to set up an account.

A simple process to set up an account. I can't comment on customer service as I've had no need ot help. Interest rate is good, which is a key consideration for me. Reviewed on: 29th January 2026

Have a fixed account and easy to open and RCI keep m...

Have a fixed account and easy to open and RCI keep me updated whenever necessary without bombarding me with rubbish.’ Reviewed on: 29th January 2026

12 months fixed interest great easy to deal with no...

12 months fixed interest great easy to deal with no problem switching money Reviewed on: 29th January 2026

ease and efficiency to open and use the account

ease and efficiency to open and use the account Reviewed on: 29th January 2026

Our retirement plan

Easy process but not compromise any security. Reviewed on: 29th January 2026

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