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Saga: Car insurance reviews

4.88
Based on 9,558 reviews, last reviewed 24th Mar 2026
75% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Car Insurance Claims Excess Made Clear Car insurance clearly set out policy contents and benefits. For example policy maybe more expensive than other providers though accidents claims exces... Read more Reviewed on: 24th March 2026
Jamie S's avatar
Jamie S

Latest lowest rating:

1

Very poor experience with SAGA. Very poor experience with SAGA. Obtained an insurance quote online which states that it will expire in 7 days. I go back online to the dashboard to ta... Read more Reviewed on: 16th February 2026
William C's avatar
William C

About this product

Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus.

All policies have an uninsured driver promise protecting your no claims discount and no excess to pay if you're hit by an uninsured driver. Depending on the policy, there are extras you can add on to the policy to provide more protection.

Saga car insurance reviews help you find out what it’s like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Car insurance reviews (9558)

Review of the Saga, Car insurance:

Card renewal - bad practice

1
2 male operatives didn't give the correct information and the female operative tried her best but her boss has not deemed my complaint important enough to get back to me. I received a letter from Saga stating my credit card had expired and to ring them with new details. On giving the details of my card, immediate payment for my car insurance was taken from my bank account.At no time was I told this would happen and no one would cancel the payment which was not due for 3 another 3weeks. I was told to cancel it through my bank .They told me the payment was ",pending "so it couldn't be done and to go back to Saga. This practice should be made clear in their letter or by the operative before taking my card details. It has caused me financial embarrassment and disappointment as well 2hrs on the phone trying to deal with this..I will not be renewing my insurance with Saga next year for sure Reviewed on: 25th April 2023

3 year plan

5
Their 3 year insurance plan is great value. Reviewed on: 29th September 2021

EXCELLENT PRICE AND SERVICE

5
An excellent price over 3 years. Usual friendly, professional service I have come to expect from Saga. Reviewed on: 29th September 2021

Quality Insurance

4
Not the cheapest insurance out there but you get what you pay for Reviewed on: 29th September 2021

Home and Car Insurance

5
Saga are always helpful and explain anything I may not understand. Since my husband's death I have been wary of all on-line contact and Saga are happy to send me paper copies of everything by GPO mail if I request it, which I always do. Reviewed on: 29th September 2021

Very satisfied with all 3 insurance products I have with Saga

5
On the rare occasions that I have had to make a claim I found staff handling everything professionally,and effectively, also courteously. Reviewed on: 29th September 2021

Telephone staff always quickly available

5
Even during the pandemic the phone was answered quickly and I got a helpful reply to my query only last week. Several years since I had to claim under my insurance, but I couldn't fault the response and service when I did. Reviewed on: 29th September 2021

very professional and loyal to existing customers.

5
they have anew 3yr fixes price insurance and for me its a winner I also have my caravan insured with them at a very competitive price happy customer . Reviewed on: 29th September 2021

Years of satisfactoin

5
I have been with Saga more years than I care to remember but he always foud tem bot reliable ad helpful wen needed. Reviewed on: 29th September 2021

Excellent cover and easy to deal with

4
Like many people, we like to travel abroad with our car and Saga provides by far the most extensive cover throughout Europe. Also, I like that we have been able to hedge against uncertainty in the market by fixing our price for three years, for peace of mind. Reviewed on: 29th September 2021

Good company to contact via phone with clearEnglish speaking personell

5
I like to be able to talk to a sales advisor rather than online whick a lot of companies are only contactable by. Saga has reasonable pricing with the option to fix for 3 years which is peace of mind especially in the current climate. On top of that they cover new vehicles back to invoice price for 2 years or 12000 miles whichever the sooner. Keep it up Saga & your customers will stick with you Reviewed on: 29th September 2021

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