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Saga: Home Insurance reviews

4.63
Based on 2,634 reviews, last reviewed 5th Mar 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
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1%
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0%
See only 1 star reviews
2%

Latest highest rating:

5

GREAT DISCOUNT. I CONTACTED SAGA WHEN MY RENEWAL WAS DUE AND THEY GAVE ME £30 OFF THEIR RENEWAL PRICE Reviewed on: 6th October 2024
Shirley B's avatar
Shirley B

Latest lowest rating:

1

Woefully poor emergency claims experience We are in the middle of an ongoing and still unresolved EMERGENCY PLUMBING CLAIM after four and a half weeks. The Claims team don’t understand about b... Read more Reviewed on: 5th March 2025
Elizabeth C's avatar
Elizabeth C

About this product

Are you looking for a new home insurance policy? Check out the reviews on Smart Money People to gain insight into your potential new provider. Our Saga home insurance reviews are left by genuine existing customers to help you make an informed decision when taking out your policy.

Saga offers a variety of insurance products, with a range of home insurance policies to choose from. You can purchase individual contents and buildings insurance policies, or combine the two. There is also the option for a three year fixed-price policy. Saga offers additional levels of cover designed with those aged over 50 in mind.

Before taking out a new home insurance policy, understand what you require from the cover. Will you combine contents and building insurance, or instead purchase them separately? Decide what’s best for your circumstances, then find a suitable provider that can meet your needs. Check out our Saga home insurance reviews to see how policyholders rate the service they have received.

Have you had a home insurance policy with Saga? Share your honest experience with others on Smart Money People. Why did you choose to insure with Saga, and would you renew your policy? Did you combine your home insurance policies and did you manage to secure a suitable level of cover for your needs? Were you satisfied with the price of your premium? Did you opt for Saga’s over 50s cover, and if so, how have you found it? Did you have to make a claim on your policy, and if so, how was it dealt with? Whether good or bad, write a Saga home insurance review today. Together, we can help people like you make better decisions.

Saga Home Insurance reviews (2634)

Review of the Saga, Home Insurance:

No fuss & fast payment

5
Really nice to deal with, no fuss & fast response to my claim Reviewed on: 29th September 2021

Cover laid out easy to read

5
Good cover easily laid out,full cover shown Reviewed on: 11th October 2023

Home Emergency Cover waste of time

1
When my father reached out after my mother passed away regarding a ‘home emergency’ he was told erm erm erm this isn’t covered! Then when asked if I could speak to a supervisor, the telephone went dead after 29minutes, very convenient! Let me suggest to Saga ‘customer service advisers’ should be able to in the very least provide customer service. Training in empathy and how to articulate themselves should be on the agenda also. Absolutely disgraceful, I expected so much more. Reviewed on: 4th October 2023

Rip off

1
Been with Saga for years, latest renewal comes in at £98.43 from £40 something. Even on Confused comparison site they quote me £44. Emailed them but no response so gone to Admiral for £45.48 Reviewed on: 25th September 2023

They never answer the telephone

1
We had a problem in the house Liking water from one radiator or a pipe in our room. My husband was calling then The telephone call was interrupted. Call again , they never answer the telephone He was waiting long time . We have the carpet wet and my husband ulledcthe carpet to see it. We had a disaster our sleeping room waiting today to call again. It is very frustrating . I don't recommend Saga to anybody. Reviewed on: 14th September 2023

Ramped up price then offered to see if they could do it cheaper when I challenged them

1
Got a renewal notice for home insurance. Not made any claim at all but price had gone up by over 65% I rang to challenge and the call handler offered to run through another quote to see if it would be cheaper. I said thanks but no as didn't appreciate the attempt to ramp thee price on an auto renewal then offer a new quote when challenged. Seem to have forgotten that trust in insurance contracts works both ways Reviewed on: 13th September 2023

Stress less

5
We are fed up shopping around evert year for insurance so we took out the three year fixed price available with Saga for home and car insurance. Since prices just seem to rise every year it seemed sensible and we are glad we did especially with recent price hikes. Reviewed on: 30th August 2023

Rip off

1
£500 more expensive than others avoid Reviewed on: 27th August 2023

Good price trustworthy always ready to help

5
Been with saga home insurance a few years now always find me a good price year on year clear understandable paperwork friendly staff Reviewed on: 24th August 2023

worry free

5
Very easy to follow application form. A very reasonable price, and renewal. The staff have been very supportive and helpful when I've needed to talk with them. Reviewed on: 24th August 2023

Easy to apply

5
I found them cheap and easy to applfor contents insurance Reviewed on: 23rd August 2023

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