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Saga: Home insurance reviews

Name: Home insurance
Rating: 4.69 (2709 reviews)

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4.69

Based on 2,709 reviews, last reviewed 17th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

WEB SITE EXTREMLY EASY TO USE. WEB SITE EXTREMLY EASY TO USE. GOT THE RIGHT COVER FOR ME WITHOUT COSTING A FORTUNE. GREAT VALUE FOR MONEY. LOW OR NO EXCESS ON MY POLICY, COULD CHOO... Read more Reviewed on: 14th October 2025

Latest lowest rating:

1

82 year old neighbour left in the lurch Our elderly neighbour had a major kitchen floor yesterday late afternoon. It was impossible to speak to anyone at saga. We had to stop the leak and sp... Read more Reviewed on: 17th February 2026

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About this product

Saga provide home insurance policies that can cover buildings only, contents only or both combined.

Saga offers two levels of cover, Saga Plus and Saga Select. With Saga Plus, you can expect to pay the same price for 3 years if there are no changes, even after most types of claim. If you cancel during the year, you won't be charged a cancellation fee.

Saga home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Home insurance reviews (2709)

Review of the Saga, Home insurance:

Woefully poor emergency claims experience

We are in the middle of an ongoing and still unresolved EMERGENCY PLUMBING CLAIM after four and a half weeks. The Claims team don’t understand about basic customer service, saying they’ll get back you and then nothing happens so we always have to phone them - our phone time to them is now about ten hours. They use an emergency plumber that you can’t contact over the weekends. You can’t ever speak to the same person twice even if you have their name, neither will they give you the Network Manager’s name or contact details nor put you through to anyone who can actually make a decision. It’s “not their protocol” apparently so you’re at the mercy of one of 80 telephone operators who aren’t allowed to make decisions and just sound bored as they repeat ad nauseam “there’s nothing I can do”. I actually doubt the Network Manager exists, because they should have contacted us yesterday and we’re still waiting. They also demonstrate poor competence - they arranged for a second plumber to contact us; heard nothing so we phoned them - turns out they don’t even do the type of work we need and had told Saga that but Saga didn’t bother to let us know. Our claim has been escalated to the invisible Network Manager so now no one in the Claims team can do anything apparently, not even to arrange for another (third or fourth by now?!) plumber - meanwhile we’ve been 4 and a half weeks without water! We have lodged our complaint and were supposed to have heard from the Complaints team on Monday - to date have heard nothing. I can’t find anything about their emergency KPIs, probably because they know they won’t meet them. Meanwhile the leak is getting worse, we are STILL awaiting a plumber (great emergency service!) and this claim is costing Saga more by the day due to their total incompetence. Reviewed on: 5th March 2025

Speak to a human being, very straightforward and excellent customer service

All of the above. Very easy to renew or change details. Reviewed on: 29th September 2021

Good cover, good value! Lots of valuable extras.

easy to arrange cover which is very competitive in price and has many extras included without the extra cost. Reviewed on: 29th September 2021

Good value insurance

I’ve used Saga for Home and Car insurance for the last few years, I’m very pleased with these products Reviewed on: 29th September 2021

House insurance

Pleasant welcoming customer service listened to what I wanted and did not power sell I am extremely pleased with Saga competitve prices all in all met my needs Reviewed on: 29th September 2021

Great product great service

So helpful whenever You contact them. No hard sell just good advice Reviewed on: 29th September 2021

Excellent product and value for money

I recently switched my Home Insurance to Saga, as they offered excellent cover which suited my needs and at a very affordable price. The price is fixed for three years which is an extra bonus. Reviewed on: 29th September 2021

Excellent service whenever you need them

I needed to extent the period of 2 months my home insurance allows for the property to be unoccupied. They were very precise about the conditions attached but they accommodated my request for an extension which was due to unplanned circumstances. Reviewed on: 29th September 2021

Saga home

Reliable reasonably priced quick to set up Reviewed on: 29th September 2021

Friendly Company

Very friendly and understanding, always a person on the other end of the phone to talk to Reviewed on: 29th September 2021

Always helpful and friendly with good advice.

I’ve never had any problems with SAGA over the years. Recommend to anyone. Reviewed on: 29th September 2021

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