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Santander: Everyday Current Account reviews

Name: Everyday Current Account
Rating: 3.93 (195 reviews)

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3.93

Based on 195 reviews, last reviewed 2nd Apr 2026

1800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

51%

25%

13%

Latest highest rating:

4

They are a very good bank and I would recommend it t... They are a very good bank and I would recommend it to everyone Reviewed on: 30th March 2026

Latest lowest rating:

1

Avoid at all cost. Avoid at all cost. Awful customer service! Removed my overdraft without notice or explanation (only after taking out a credit card with them-was not t... Read more Reviewed on: 2nd April 2026

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About this product

The Santander Everyday Current Account has no monthly fee and can be managed online or via the app.

Being a Santander Everyday Current Account customer also gives you access to Santander Boosts rewards and if you’re eligible, the Santander Edge credit card.

Santander Everyday Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Everyday Current Account reviews (195)

Review of the Santander, Everyday Current Account:

Online banking and security excellent

I've found online banking with this account incredibly easy. Setting up and managing one-off payments, direct debits and standing orders is very quick, as was increasing my overdraft. I also like the fact that Santander will temporarily hold any suspicious (or new) large payments until they've called you to verify they're legitimate. It's an automated voice service but again it's very clear and intuitive. Reviewed on: 10th August 2015

easy to understand

Simple to understand and does the job the account does Reviewed on: 14th February 2016

Great student account

I love Santander, friendly staff and a great student account! Reviewed on: 11th February 2016

great basic account for everyday ingoings and outgoings.

This account is good for things like direct debits and monthly bills etc. I use very accessible online banking and rarely have any problems but if I do, I call and their friendly staff are always very helpful. Not a great account for savings though. Although they do provide other better ways of doing this, such as an ISA which I now have. Reviewed on: 10th February 2016

Good or bad, hmmm not sure ???

I have both a current account and a savings account with Santander and have mixed feelings about the level of service I receive from them. With interest rates and types of account I think they are pretty good, however most of the times I go into my branch the staff seem to be uninterested at what I am trying to do. They are too busy trying to sell me new products or services even though I have declined them on a previous visit. The other thing that is really annoying is that I cannot withdraw more than £500 in a single transaction without having to pre-order and wait 3 days for it, other banks that I use do not use this policy and I am free to take my money whenever I want. Reviewed on: 19th January 2016

Banked with Santander for 15years. Wouldn't go anywhere else.

Would recommend Santander. Banked with them for many years, branches are all over the place, staff are so friendly. Never had any problems. Reviewed on: 29th December 2015

So helpful

I have had a Santander account for many years and have never had any problems. The customer service is so good with their advisors going above and beyond to meek life easier. Reviewed on: 24th December 2015

Disappointing

very poorly run bank. not impressed with them at all. not much contact with me, no letters Reviewed on: 7th November 2015

Simple, reliable banking

I have been with Santander for nearly 20 years. Their customer service is always excellent and their mobile app is incredibly simple and secure. Reviewed on: 26th August 2015

Reliable, trustworthy and honest brand.

My husband and I set this account up 5 years ago, to manage our household finances. In the last 5 years we have had a small overdraft on and off and never had any problems with this. The fees are very reasonable. When someone tried to use our card fraudulently, after a big company had a security breech and failed to tell us, they called us immediately. They noticed a very small transaction of just $7 in a hotel abroad and they promptly declined it and stopped the fraudsters potentially accessing the thousands that were in our account on payday! The customer service is fantastic and you can even send them messages about certain things via the online banking portal which is great if you remember a query at 2am! Reviewed on: 25th August 2015

As banks go, not too bad - unless you get badly overdrawn

I have been with Santander for many years and have two basic current accounts - one i use for personal, the other for business. The online experience is really good - especially on iPad but also on Android as well as desktops - transferring between accounts is easy and paying bills is easy - the biggest gripe is the flawed 'pending payments' option - this only works with direct debits - anything else that's a regular payment doesn't show up - even though I suspect that the bank still must know in advance that a payment is coming out. If you go accidentally overdrawn, they say they can refund charges as a 'goodwill gesture' about once a year - I know this isn't actually set in stone as I know someone that works at the bank - my branch - it's just something phone operators are told to say. So unless you argue and complain, you can still effectively be charged about £20 for going overdrawn by a fiver. Reviewed on: 18th August 2015

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