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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1265 reviews)

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4.16

Based on 1,265 reviews, last reviewed 26th Jan 2026

200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Good interest rate for credit balances and is accept... Good interest rate for credit balances and is accepted abroad Reviewed on: 26th January 2026

Latest lowest rating:

2

Loved the 123 account why did it go? Had a 123 account loved it, then Santander changed it to basic, whilst trying to get me to upgrade to a edge account which would cost me money most mo... Read more Reviewed on: 25th January 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1265)

Review of the Santander, 123 Current Account (discontinued):

Top current account, beats other competitors for interest!

Top current account, with £20000 + saved you get around £40 a month after tax, no other current account will give you this much interest on your savings! You require to have 2 direct debits and pay in £500/month but this is fairly straightforward. You can also have one single and one joint account so with your partner you can gain more interest also. The online banking is easy to navigate and security level is high. Definitely recommend this account for anyone who wants to maximise interest! Reviewed on: 15th August 2015

Brilliant rates

Caught your saving rate at 5.2 % and a monthly payment excellent Reviewed on: 15th October 2023

Very easy to use

Never liked online banking until I used Santander, which is easy to use. Reviewed on: 14th October 2023

They Have a Branch !

They are available - That's the important Bit ! Reviewed on: 4th October 2023

Fair bank

Have always been helpful and a good banking app is always useful Reviewed on: 26th September 2023

Benifits need to beat charges

If you use it a lot it is one of the best accounts on the market Reviewed on: 20th September 2023

Make money back

Great idea for making money on your spending Reviewed on: 12th September 2023

Experience Santander

Easy to deal with especially when attending the Branch Reviewed on: 9th September 2023

very consistent bank

Recommend Santander, Reliable, fair and consistently quality bank. Reviewed on: 31st August 2023

Great flexible current account

Perfect account to run your main daily financial affairs Reviewed on: 31st August 2023

Efficiency

Santander have been my bank for many years. They move with the times but there service still meets my requirements. Reviewed on: 30th August 2023

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