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Santander: 123 Current Account (discontinued) reviews

4.17
Based on 1,252 reviews, last reviewed 5th Sep 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025
Jos's avatar
Jos

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
Tina's avatar
Tina

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Cash back account

4
Get money back on household bills. We switched to the Lite option which has a smaller fee Reviewed on: 19th February 2023

I like it

5
I never had any problem with Santander. Reviewed on: 17th February 2023

J

5
N nkvv. Jdndkzks bcnznxnsniwoakz Reviewed on: 17th February 2023

Easy hassle free

5
I like the bank as I’ve never had any issue accessing my money Reviewed on: 16th February 2023

Trustworthy company

4
Have been banking with Santander for years and love their personal touch to service Reviewed on: 16th February 2023

Simple account and ready to use.

5
Great account. Simple to use. Perfect for me. Reviewed on: 16th February 2023

Perfect for students

5
Having the overdraft set at £1500 has been a godsend when rent comes out before student loan comes in Reviewed on: 16th February 2023

Easy to reach customer service, good products

5
Does what it says on the tin. Maybe not as advanced in terms of features that new banks like Monzo have, but it's a solid bank account you can trust. Reviewed on: 15th February 2023

Great bank

5
I have a 123 student account and love the benefits it has. The zero interest overdraft is great for emergencies. I was also give a free railcard and I use it so much and have saved a lot. Reviewed on: 14th February 2023

when it's best

5
very good if the cash back works for you. particularly santander products. not so good anymore otherwise Reviewed on: 13th February 2023

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