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Santander: 123 current account (discontinued) reviews

Name: 123 current account (discontinued)
Rating: 4.10 (1277 reviews)

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4.10

Based on 1,277 reviews, last reviewed 1st Jul 2026

56% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

54%

27%

Latest highest rating:

5

Everything Brilliant Interest on my account, cash back on utilities, only £500 a month needs to go in the account. There’s always somebody available on line, in branch or ... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Complaint procedure Terrible experience trying to get them to resolve a complaint about a failure of theit system. They have restricted my bank access as a result and th... Read more Reviewed on: 1st July 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 current account (discontinued) now

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Santander 123 current account (discontinued) reviews (1277)

Continued customer for several years

Been with Santander for years now and never had any issues, always been helpful and understanding no matter what my situation. Reviewed on: 9th March 2023

Cash back rewards

Great account and the cash back incentive is awesome I would prefer if it had automatic overdraft facility Reviewed on: 9th March 2023

Good value

Still great value for money, saved far more than I have spent Reviewed on: 9th March 2023

Good functionality and ease of use bank

Good bank for setting up accounts and keeping track of money via app, online banking or at machines/in bank. Very informative staff. However not being able to scan cheques online is annoying. Reviewed on: 9th March 2023

not bad

does the job, cashback on bills covers fees and then some Reviewed on: 9th March 2023

Been with Santander for years

I've been a Santander customer for over 30 years (it was Abbey National then) and have never had a problem with them. Their online and app services are excellent, and branch staff are always helpful and attentive. Reviewed on: 8th March 2023

interest earning current account

Santander give a decent rate of return on their current account compared to other banks Reviewed on: 6th March 2023

Nice little earner

Cashback on bills is great, nice little way of earning small extra cash Reviewed on: 2nd March 2023

Decent cashback current account

This was the market leader a few years back. The interest levels are creeping back up to a reasonable level and the cashback on utilities payments is decent. Getting there. Reviewed on: 1st March 2023

Good communications with regular updates

Secure and sound banking that works Reviewed on: 28th February 2023

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