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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1252 reviews)

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Easy hassle free

Really good hassle free bank. Good access to accounts online and through app. good customer service Reviewed on: 4th April 2022

Money back for paying with Direct Debits

The 1-2-3 account still proves worthwhile by rewarding it's customers with money back at the end of each month for paying for various utilities by Direct Debit. This alongside the various shopping offers (rewarding you for spending at various retailers) makes the 1-2-3 account a great product Reviewed on: 4th April 2022

A simple, secure bank

I've been with santander for over 25 years and have always found them easy to deal with. There are very few branches in this area however online banking is simple and the post office is an excellent substitute for paying in cheques or withdrawing cash when there are no cash machines. Recenlt I've been sending a regular payment to an overseas language teacher. Their international transfer option is simple and easy to use and offers an excellent exchange rate without any additional fees. Reviewed on: 3rd April 2022

It does what it's supposed to do

I find the Santander app very useful and makes transferring money between accounts or sending to other Santander account holders very easy. Reviewed on: 3rd April 2022

its great

Santander is everything a bank should be. They are professional, kind, and local. Everyone there is so welcoming and they really make you feel like an important person. Reviewed on: 1st April 2022

Never a Problem

Never had any problems with Santander. Great account with good perks. Online banking and app are easy to use. I have confidence in the safety of my money. Recommended. Reviewed on: 1st April 2022

Excellent customer service

Always receive excellent customer service in store or over the telephone. Reviewed on: 30th March 2022

Not perfect

Been with them a long time and although offered alternative banking do not believe other banks can be much better as they say the devil you know is better than the one you do not Reviewed on: 29th March 2022

Reasonable cash back

Easy to use website and decent cashback for certain bills paid through the account. Reviewed on: 29th March 2022

Good Bank

Old fashioned in my eyes but good product rewards. Reviewed on: 28th March 2022

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