Paid advertisement
Smart Money People Logo
Newsletter

Santander: Mortgage reviews

3.24
Based on 190 reviews, last reviewed 14th Jul 2026
100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
37%
See only 4 star reviews
12%
See only 3 star reviews
2%
See only 2 star reviews
3%
See only 1 star reviews
47%

Latest highest rating:

5

Cheapest in town! Santander offers value for money they are the cheapest in town. Reviewed on: 14th July 2026
James Z's avatar
James Z

Latest lowest rating:

1

We were discriminated against by Santander We came to the end of a 5 year fixed term mortgage with Barclays. We have a LTV ratio of over 60% and perfect credit scores having never missed a paym... Read more Reviewed on: 26th June 2026
Helena's avatar
Helena

About this product

Santander is a bank that offers a range of financial services, including savings, credit cards, insurance and mortgages. Santander has a variety of mortgage products to suit your needs and preferences. Make sure you’re confident with the terms, conditions and interest rate of a mortgage deal before applying. If you’re unsure, consult the lender or an independent advisor.

Your home is likely the largest purchase you’ll ever make, so finding the right lender and mortgage is important. At Smart Money People, we collect Santander mortgage reviews from genuine customers.

Find out which mortgage product customers have taken out and how satisfied they’ve been so far. Learn more about the application process and how supportive Santander was throughout. Find out whether existing customers would recommend Santander and its mortgage products to family and friends. All of this and more can be found in our Santander mortgage reviews.

Perhaps you’re already a Santander mortgage customer? Share your honest experience with others on Smart Money People. Tell us why you chose Santander as your lender and which mortgage deal you chose. Don’t forget to include some details about the application process: did Santander help you clearly understand everything? Has the lender kept you up to date with any key mortgage news or changes? What has your experience with the customer service team been like? Whether good or bad, write a Santander mortgage review today. Together, we can help people like you make better decisions.

Review Santander: Mortgage now

Help others make smarter decisions by sharing your own experience. Write a review

Santander Mortgage reviews (190)

Efficient

5
The whole process was brilliant. Moving day was awful, my buyers bank was a nightmare so I noticed Santanders trouble free transaction all the more Reviewed on: 11th February 2018

Good value

5
Helpful staff,competive rates.Available to a wide audience. Reviewed on: 11th February 2018

Remortgage was a dream

5
I was on an old Bradford and Bingley mortgage at a great rate. Shortly after they became Santander we needed to remortgage and they combined the additional amount into one at the same rate we had with the Bradford (no one could come anywhere near a better deal). Reviewed on: 10th February 2018

Best Company

5
Excellent mortgage company with fantastic rates, have been with Santander for 11 years now and would highly recommend to friends and family. Excellent customer service and there with help and advice when needed. Reviewed on: 8th February 2018

All good

4
We have fixed tgi mortgage for 5 years at a very good rate. Reviewed on: 15th January 2018

Good service

4
Was a simple process to obtain a Santander mortgage and we got a competitive rate. Reviewed on: 5th January 2018

No problems

4
Good service, regular info sent through the post, good offers Reviewed on: 6th December 2017

Mortgage done simply

4
We've had a mortgage with Santander for over 6 years, it has been very competitively priced, fees explained clearly and each end of term we've received new offers in good time to compare with other providers. Circumstances mean we are sticking with Santander on this product but they give us no bad reasons to change either. Very smooth transaction every time. Reviewed on: 7th November 2017

great service

5
Very helpful with low fees and very quickly gotcthe mortgage agreed Reviewed on: 21st July 2017

Simple Mortgage Process

5
I've been with Santander for many years now, I previously would switch lenders after every term but Santander have proved competitive and easy to use so I have stick with them for the last two mortgage terms. Reviewed on: 15th July 2017

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Cash ISA

    from Santander 4.35 from 84 reviews
    Santander
  • Basic current account

    from Santander 4.28 from 337 reviews
    Santander
  • Car insurance

    from Santander 4.28 from 21 reviews
    Santander
    View all products