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Santander: Mortgages reviews

3.41
Based on 194 reviews, last reviewed 20th Aug 2026
25% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
37%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
46%

Latest highest rating:

5

The mortgage process was simple enough to sort, howe... The mortgage process was simple enough to sort, however the part I like most is the app that comes with it. I can immediately see the monthly cost, ho... Read more Reviewed on: 20th August 2026
Chad's avatar
Chad

Latest lowest rating:

1

Got a remortgage agreed on april 26, house valuation... Got a remortgage agreed on april 26, house valuation also done april 26 , completion for 1st august 26; they send the mortgage paperwork to my address... Read more Reviewed on: 18th August 2026
Ana Maria's avatar
Ana Maria

About this product

Santander is an award-winning mortgage lender.

Santander offer a range of mortgages for different situations including moving home and remortgages. There’s also a low deposit mortgage where you could get on the property ladder with a £10,000 deposit.

Santander mortgage reviews help you find out what it’s like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Review Santander: Mortgages now

Help others make smarter decisions by sharing your own experience. Write a review

Santander Mortgages reviews (194)

Still waiting

1
Mortgage application lodged via our mortgage advisor 9 days ago and still not heard a thing, myself and my husband have barely slept a wink with worry and our move it date is in 3 weeks! If I'd know it would take this long to even get an acknowledgment I'd have went elsewhere Reviewed on: 23rd May 2018

Good customer service and products

4
Helpful customer service when remortgaging, clear and useful information given to us. Fast responses when needed. Would recommend. Reviewed on: 22nd May 2018

Easy

5
Easy to deal with, competitive rates & could not be more helpful Reviewed on: 10th April 2018

Very quick process

5
We applied in branch on Saturday 20th January 2018. Telephone interview with a mortgage advisor on Wednesday 24th January 2018 mortgaged offered and paperwork with my solicitors by Friday 26th and mortgage offer received by us on Monday 29th. All completed on Thursday 15th February. Would definitely recommend Santander and our solicitors Jarmans based in Sittingbourne, Kent. Reviewed on: 16th February 2018

Efficient

5
The whole process was brilliant. Moving day was awful, my buyers bank was a nightmare so I noticed Santanders trouble free transaction all the more Reviewed on: 11th February 2018

Good value

5
Helpful staff,competive rates.Available to a wide audience. Reviewed on: 11th February 2018

Remortgage was a dream

5
I was on an old Bradford and Bingley mortgage at a great rate. Shortly after they became Santander we needed to remortgage and they combined the additional amount into one at the same rate we had with the Bradford (no one could come anywhere near a better deal). Reviewed on: 10th February 2018

Best Company

5
Excellent mortgage company with fantastic rates, have been with Santander for 11 years now and would highly recommend to friends and family. Excellent customer service and there with help and advice when needed. Reviewed on: 8th February 2018

All good

4
We have fixed tgi mortgage for 5 years at a very good rate. Reviewed on: 15th January 2018

Good service

4
Was a simple process to obtain a Santander mortgage and we got a competitive rate. Reviewed on: 5th January 2018

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