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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,651 reviews, last reviewed 29th Jun 2026

125733% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The best phone call I made The hardest phone call I made after losing my husband as I’ve always paid my bills on time but now it was different step changes could not of been mor... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Life changing support from Step Change

Step Change have been amazing in providing a service that really does help you get out of a spiralling debt cycle. With their online forms easy to complete and their calculations, which determine an affordable pay back personal monthly plan, I am dramatically reducing my debt each year. I would highly recommend Step change as there are no hidden fees, what you pay goes all towards your debts. Thank you step change, my financial future is much brighter now. Reviewed on: 1st May 2024

Stepchange helps

I needed support and stepchange as given me my confidence in my financial situation and helped me get back on my feet Reviewed on: 1st May 2024

The good people

Without stepchange I would not be where i am today.....debt free and my life has totally turned around.. These people put a stop to the pushy phone calls and the letters demanding money and they do not judge you on how much you owe. Thank you for being in my corner all through the years StepChange Reviewed on: 1st May 2024

Debts and me mental heath , was getting too much ste...

Debts and me mental heath , was getting too much step change have helped with controlling my debts and payments , still long way to go with my health but the help step change has provided helps me to try and move forward without the extra worry Reviewed on: 1st May 2024

Best thing I did

Treat you with respect not money-making they are a charity saved me many sleepless nights! Everything can be done online and managed the same way an absolute life saver don’t put it off get online or call now Reviewed on: 1st May 2024

brilliant

very helpful and easy to talk to, non judgemental and online is very easy Reviewed on: 1st May 2024

Feel in despair

My husband and I felt swamped in debt. We couldn't manage from month to month. Going through covid and then the coat of living crisis, we felt lost. Step change helped manage our finances and stopped the companies we owed, putting interest on, so we could pay off what we owed. We are now debt free. Thank you x Reviewed on: 1st May 2024

Stepchange helped me to see a way forward, I am now...

Stepchange helped me to see a way forward, I am now able to manage my money and very close to successfully paying my debts off. I am very grateful to Stepchange it is a much needed service. Thank you for letting me see a way forward out of debt. Reviewed on: 1st May 2024

Easy to deal with, every call is successful.

Easy to deal with, every call is successful. Would be better if they had an app and own assigned account manager Reviewed on: 1st May 2024

Everyone is easy to speak with and helpful .

Everyone is easy to speak with and helpful . Reviewed on: 1st May 2024

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