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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16794 reviews)

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4.95

Based on 16,794 reviews, last reviewed 18th May 2026

99950% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and first class service Very helpful and first class service Reviewed on: 18th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16794)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Supportive and knowledgeable

Don't know where I would be without the support I received from StepChange, my debt was unmanageable and as a single-parent I felt isolated and alone; StepChange offered a listening ear and advice to help manage my debt. I am now debt free! Reviewed on: 21st June 2023

expert team and great advice

I have had a debt management plan for 14 years following disability and running up large debts,the staff were very understanding and the advice given was to the point and easy to understand. I have had no issues in all that time with the companies I owe money to because Stepchange dealt with them for me.Amazing staff easy to talk to and would recommend to anyone. Reviewed on: 21st June 2023

The 1st step to gaining control

I have always been terrible with money but they have been great in helping me organise payments etc to my creditors . No judging me just solid reliable advice. Its the 1st step in getting control of your life again. Reviewed on: 19th June 2023

Excellent

I have been with Step Change a few years now and they have helped me tremendously. I can't thank them enough. They took care of everything for me and are always approachable and understanding. There is no judgement and they have heard all before. I felt extremely comfortable discussing my money issues, debts etc with them and we found a solution which was acceptable to myself and my creditors. A HUGE weight off my mind and can see my balance reducing all the time. Reviewed on: 19th June 2023

Great help!

I couldn't recommend stepchange enough! From start to finish stepchange has made it simple and easy to receive help and taken a great load off of my shoulders. The online system is really easy to use and the call advisers are always great help. Reviewed on: 18th June 2023

Much needed help

I was in so much dept and struggling to pay everything, I contacted stepchange and they put me on the right plan I have 6 months left on my dept now and the money I was paying to them will no go into a savings account so I don't get in this position again. They ate a breath of fresh air... Reviewed on: 18th June 2023

Help when its needed

Having arranged a DMP I have had little problems since it started and what queries I have had have been solved instantly. Its good to know they have your back. Thank you Step Change Reviewed on: 14th June 2023

Discreet and professional

Simple process and respectful of your financial position. It has taken a huge weight off of my mind where creditor’s would not help me. Thank you Reviewed on: 13th June 2023

What a relief

A set of angels, anxiety busters, and general all round wonderful service. My life has changed since I spoke to Step Change. It was a huge step I took, ringing them, but the change was even bigger. Reviewed on: 13th June 2023

A weight lifted

I'd never heard of the charity StepChange until I broke down and told a friend I was struggling financially and got my self into debt. Was then she told me about StepChange. I called them up and they listened, the lady showed me empthathy and out me on the right track. To this I am very grateful. Highly recommended. Thank you. Reviewed on: 13th June 2023

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