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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18655 reviews)

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4.92

Based on 18,655 reviews, last reviewed 1st Jul 2026

188850% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

thank you Stepchange DMP Team

As I enter my last year of a DMP arranged by Stepchange with multiple financial providers I can’t thank them enough for their advice and support over the last 4 years. Sometimes they are slow to respond to e mails but do get back eventually. Long wait times for calls at busy times so I think adding a call back function would be good! Reviewed on: 1st May 2024

Fantastic charity very professional and put you at e...

Fantastic charity very professional and put you at ease straight away I would thoroughly recommend them. If you're struggling with debt and are worried, please contact them and they will put your mind at rest and go through all of your options. Reviewed on: 1st May 2024

If you have any sort of debt - contact StepChange.

StepChange fought mum’s corner and arranged a debt management plan with a credit card company for a debt that wasn’t hers. It belonged to another card holder on the account. She has never been in debt and StepChange sorted the debt out with the company for a debt repayment plan. If you have any sort of debt which you need help with, please get in touch with StepChange - they are helpfu, non-judgemental and very approachable- they also know how best to help. Mum now has peace of mind with the plan StepChange put in place for her. Reviewed on: 1st May 2024

Step change is an amazing company.

Step change is an amazing company. We were constantly worried about money and debt was accumulating because of interest. Having a debt management program has saved our lives Reviewed on: 1st May 2024

This year I shall be debt free thanks to steps provi...

This year I shall be debt free thanks to steps providing help and support a lifeline xxc Reviewed on: 1st May 2024

My money management with Stepchange has been so easy...

My money management with Stepchange has been so easy the staff are very professional and make this process so simple Reviewed on: 1st May 2024

Staff at stepchange are very helpful and compassion

Staff at stepchange are very helpful and compassion Reviewed on: 1st May 2024

Great debt management service , stops the hassle and...

Great debt management service , stops the hassle and worry from owing credit card debt that has spiralled out of control (mostly because of their charges)! Reviewed on: 1st May 2024

Excellent service

Very professional service. They are very helpful. Reviewed on: 1st May 2024

Could be better

I am overall pleased with the help I have received with my debts. If an issue arises I am responsible for contacting my creditors which is challenging with anxiety issues so I would rather they offered this service. Reviewed on: 1st May 2024

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