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StepChange: Debt advice reviews

4.92
Based on 18,639 reviews, last reviewed 20th Jun 2026
188300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was at my wit's end with my debts I was at my wit's end with my debts and found out about Stepchange. They helped me budget my debts whilst managing my outgoings. They have been a go... Read more Reviewed on: 20th June 2026
Darren's avatar
Darren

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18639)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

They helped save my life

5
I was at my wits end, 3 failed suicide attempts and finally my boss recommended step change and they have helped me every step of the way, I'm slowing getting my life back thanks to them, I highly recommend them, and thank them for all their help because if it wasn't for them I wouldn't be here today. If you're struggling honestly reach out help is there. Reviewed on: 1st May 2024

Gave me more than hope

5
Literally gave me hope and put clarity into a very difficult situation. So Wasy to deal with and very nice people who are well known by and respected by my creditors . The website is easy to use too.... the BEST option by a mile. Reviewed on: 1st May 2024

StepChange have changed my life.

5
StepChange have changed my life. They’ve taken an insurmountable amount of debt and made it more feasible. I can’t thank them enough for all the help they’ve provided. The best bit is I don’t have to talk to my creditors anymore, StepChange handle everything. Thank you very much. Reviewed on: 1st May 2024

Very good customer service plus resolving my debt pr...

5
Very good customer service plus resolving my debt problems Reviewed on: 1st May 2024

Saved me from committing suicide

5
I was drowning in debt and post COVID it became increasingly harder to keep up with my various high monthly payments. Stepchange helped me sort trough my budget and are now managing my DMP . Can't recommend them enough and their outstanding service . Reviewed on: 1st May 2024

Very clear very experienced.

5
Very clear very experienced.Polite .And helpful . Reviewed on: 1st May 2024

They have helped me sort out my debts so that I can...

5
They have helped me sort out my debts so that I can relax and stop worrying about stuff they sorted everything so I know what I can afford to pay would recommend stepchange Reviewed on: 1st May 2024

Respectful

5
Very nice people helping me, I'm from Thailand my English not very but stuff very polite and nice Reviewed on: 1st May 2024

The kind and practical support I received from StepC...

5
The kind and practical support I received from StepChange actually saved my life. Reviewed on: 1st May 2024

Stepchange Excellent Debit Management

5
Stepchange is a great help in dealing with debt management - customer service is excellent Reviewed on: 1st May 2024

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