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StepChange: Debt advice reviews

4.92
Based on 18,191 reviews, last reviewed 28th May 2026
166900% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive, Professional and Completely Non-Judgemental StepChange have been incredibly helpful and supportive throughout. From the very start, they made everything feel much less overwhelming and explained... Read more Reviewed on: 28th May 2026
Nathan W's avatar
Nathan W

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026
Andrew l's avatar
Andrew l

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18191)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Care at their core

5
Gentle, understanding employees who make consumers feel at ease from the offset. Reviewed on: 12th August 2022

Life savers

5
Step change literally saved my life. I was spiralling downwards due to depression caused by over relying on credit cards and getting deeper into debt. I was struggling to pay the minimum payments and my regular bills, step change helped me work out a budget and repayments to my creditors. Thank you step change. Reviewed on: 12th August 2022

Amazingly helpful

5
Even now, with rocketing cost of living, Step Change have been there to help and guide me. Despite having to reduce my debt management plan payment this year I am confident, with their support, my debts will be resolved as swiftly as possible. Thanks guys. Reviewed on: 12th August 2022

Brilliant help

5
Excellent support when in was needed Reviewed on: 12th August 2022

True help

5
I must start off saying I really don't like ro ask for help ..... stepchange made that easy for me ! They guided me through a dilemma, with understanding of my lack of knowledge in this trial... For once I felt like I have truly been helped. True to word, they took care of everything from start to finish during set up . Thanks stepchange Reviewed on: 12th August 2022

Great advice and customer service

5
Great unbiased and friendly advice. DMP put in to place easily. Kind staff who don’t judge Reviewed on: 12th August 2022

You are not alone.

5
Being in debt is a very lonely place, the world seems inhospitable and the future bleak. The best thing I ever did was to contact Stepchange. They understood how I was feeling and guided me through taking control with facts and kindness without being judgemental. Stepchange helped me structure my finances so that I now feel confident running my budget and communicating with creditors. They helped me lift the biggest burden ever off my shoulders. My life now feels under control, I have regained my confidence and am no longer frightened of opening the post. Stepchange changed my life for the better. Reviewed on: 12th August 2022

I would recommend to everyone

5
Step change has literally saved my life and the well-being of my family. The staff have been friendly, supportive and informative and I do not know where I would be without them! Reviewed on: 12th August 2022

A helping hand

5
Excellent service. Compassionate, understanding and very helpful. A helping hand when i needed it the most. Reviewed on: 12th August 2022

Saved Me

5
Stepchange are a wonderful helpful organisation who without I would not be here. They literally saved me. Reviewed on: 12th August 2022

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