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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Excellent service

Has been a big relief being able to sort my finantial concerns with a professional service. Also ALL the staff I have been in contact with have been kind, understanding and professional. Made me feel very supported through the process. Reviewed on: 7th July 2023

Debt Management Help

step change helped me get my finances back on track after a personal and work things changed and took all the stress and worry away Reviewed on: 7th July 2023

Amazing company who have helped and continue to help me.

They from day 1 ringing them they have never judged me just100% helped me with my finances through lots of years. Reviewed on: 7th July 2023

Excellent advice

Really helpful and sympathetic took the time to explain everything and answered every question with a full explanation and then set out a solution for every problem Reviewed on: 5th July 2023

excellent service, freindly so helful.

Stepchange organised a debt management plan. The team are so freindly, put you at ease. Just went through everything with you, your debts. Then organise a plan . I would recommend them too any one. Takes away the worrying, with one phone call. Reviewed on: 4th July 2023

Changed my life!

The last thing I needed suffering from stress and anxiety is money worries. I was put through to stepchange and they literally changed my life! Reviewed on: 4th July 2023

Mansoor Saeed

Very kind and helpful staff and very caring may God bless your all team members Reviewed on: 1st July 2023

Friendly and helpful

Had to use them twice in my life. They make a difference. Reviewed on: 30th June 2023

They were the light at the end of the tunnel.

They took away all the stress and fear and gave practical help when I didn't know where to turn. Reviewed on: 29th June 2023

Saved me really

I was sinking with all my debts and didn’t know where to turn until I was told about StepChange…All it took was 1 phone call and I spoke to a lovely companion lady that put my mind a rest and reassured me that it’s ok to ask for help and after I finished the call I felt so much better that I took a huge lungful of air and gently let it out and it gave me hope that I can see a light at the end of a dark passage….THANK YOU SO MUCH Reviewed on: 29th June 2023

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