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StepChange: Debt advice reviews

4.92
Based on 18,661 reviews, last reviewed 10th Jul 2026
126000% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026
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SM

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18662)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Reassuring

5
Their reassurance helped me to tackle my problem head on and they were patient in explaining my various options to find one that worked for me. Reviewed on: 14th August 2022

Peace of mind

5
When there seems no way out, contact step change. Their staff are really friendly with no judgement on your affairs. So good at taking over stress of reminders and phone calls. Reviewed on: 14th August 2022

life saver

5
I needed their intervention to help me breath.I didn't have a way out, Reviewed on: 14th August 2022

Kind Excellent Support

5
StepChange are wonderful! They have consistently & non judgementally helped me navigate my many & overwhelming debts. Reviewed on: 14th August 2022

Peace of mind

5
Very helpful and support ive not at all judmental Reviewed on: 14th August 2022

Easy and quick to deal with

5
Really loved working with stepchange. They've made my nightmare of my debt experience really easy to manage and now I can get on with enjoying life with the money I do have. Thank you guys great customer service Reviewed on: 14th August 2022

Step Change are totally amazing.

5
I cannot praise Step Change highly enough. They are totally professional, caring, commited and understanding to your predicament. I would recommend them to anyone who is having financial difficulties. They are there to help, so just give them a call. Reviewed on: 14th August 2022

Life Saver

5
As soon as i contacted step change they walked me through my finances and created an affordable repayment plan for all my debts and contacted each creditor to inform them of my repayment plan. They also review your financial situation annually to highlight any significant changes to your financial situation. I cannot recommend them enough if you feel overwhelmed by your debts please do not hesitate to contact them, you will be glad you did. Reviewed on: 14th August 2022

Amazing Company.

5
Step Change are an amazing Company helping so many people who find themselves in a debt situation through no fault of their own. Reviewed on: 14th August 2022

Real life heroes

5
I am so grateful for the help and support I received from Step Change. At a hugely difficult and stressful time, Step Change employees were helpful and supportive without being judgemental. They patiently listened and helped me to work out a solution to my financial problems that had previously been causing me worry and stress. The people I spoke to were so patient and guided me through the debt management plan process. The online service is very useful too, with advice and information. Thank you Step Change Reviewed on: 14th August 2022

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