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StepChange: Debt advice reviews

4.92
Based on 18,662 reviews, last reviewed 12th Jul 2026
126033% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent support. Excellent support. Extremely compassionate understanding and kind people Reviewed on: 12th July 2026
Margaret H's avatar
Margaret H

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Provided amazing support at one of the lowest points in my life

5
I'd got into terrible debt and was feeling suicidal but their calm and non-judgemental approach made me realise that solutions were available. They gave me hope. Reviewed on: 12th August 2022

Help at its best

5
Turned around our financial nightmare into something very workable where we were able to sleep at night. Reviewed on: 12th August 2022

saved my life

5
I was so scared all the time but since signing up with stepchange my blood pressure has gone down and i can actually sleep at night Reviewed on: 12th August 2022

Stepchange

5
Stepchange have saved me from losing everything I've been with them for many years and they are fantastic thankyou stepchange Reviewed on: 12th August 2022

Supportive caring company

5
Non judgemental, experienced friendly staff , always, and I mean always extremely helpful and supportive Reviewed on: 12th August 2022

Living with debt

5
I don't know where I'd be without step change, they help you through your financial situation and come with an affordable plan to start paying back your debt. Reviewed on: 12th August 2022

Stepchange

5
Fantastic company who helps so many people. Wish I'd got help sooner Reviewed on: 12th August 2022

Very helpful staff

5
Helped me sort out my debts easily and keep in contact so I don't feel alone. Reviewed on: 12th August 2022

Saved My Mental Health

5
My mental illness caused me a lot of problems with my finances. Step Change were brilliant at breaking the points down and explaining how and what could be done to become financially secure and stable again. They have been there during the difficult times and always offered advice when needed. Plus I have not had a single bad experience with the people and staff I speak to. They are always patient. Always polite. And always available. Reviewed on: 12th August 2022

Saved my life

5
I did not know what to do. I was told about Step change.At first I was ashamed I had let my self get to the stage I had. I plucked up the courage ring and they did not judge me, but helped me so much. Reviewed on: 12th August 2022

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