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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Life savers !!

I was in a very dark place, drowning in debt and not sure how to get out … approached Stepchange and they took all the stress away, loads of help and advice and put a definite light at the end of our tunnel. Reviewed on: 12th August 2022

Excellent service

After falling heavily into debt i couldn't see a way out.After seeing an advert i contacted Stepchange and from the first minute i was made to feel much more positive.They are/have been with everystep of the way with my plan and there is definitely light at the end of the tunnel.Overall an excellent company Reviewed on: 12th August 2022

Life saver

I don't know where I would be if it wasn't for step change. They have helped me so much And they always keep intouch. Reviewed on: 12th August 2022

Always helpful, nothing is too much trouble

Really helpful all through my debt management journey Reviewed on: 12th August 2022

Relief

You feel the pressure coming off your shoulders when everything is explained so clearly. Very helpful indeed. Well done and thank you Stepchange Reviewed on: 12th August 2022

Continued support

Step change allows me to be in contact whenever I am doubting that things will turn round. The team are always very supportive and never judgemental Reviewed on: 12th August 2022

Excellent

Straight forward and very helpful Reviewed on: 12th August 2022

Amazing

I cannot say enough about Stepchange. They have been totally amazing in helping me. I used to be so stressed about making payments for my debts and I can finally move on with my life with just one payment instead of lots. They are always there to help. Reviewed on: 12th August 2022

Cannot thank this company enough

How do I start this company has brought me back from despair . Helped me so much over the last 3 years without their help I wouldn't be here anymore . They helped me get my life together again .Their advise and help is paramount Thankyou again stepchangexxx Reviewed on: 12th August 2022

Fantastic

Really helpful, non judgmental in such a stressful situation. Reviewed on: 12th August 2022

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