Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

View other StepChange products

4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Mind at peace.

So worried and didn't know where to turn, I spoke to stepchange and was taken through the whole process so professionally, no rush no pressure, in a better place now, thank you stepchange. Reviewed on: 29th July 2022

Step change saved my life.

I was in great financial difficulty prior to discovering Step Change. My quality of life has improved immensely, I now sleep peacefully at night and awaken without that horrible and frightening tightness in my chest, thanks to their very kind, caring and professional team. Reviewed on: 29th July 2022

Non judgemental and great service

Professional, easy to speak with always helpful. Great company service. Reviewed on: 29th July 2022

Words cannot describe how helpful Step Change are....

I was in a real pickle. Step Change were recommended to me, and I wish I'd spoken to them sooner. They are quick, super helpful, fuss-free - honestly, I could not recommend them more, they are life-savers. Reviewed on: 29th July 2022

Peac of mind

Step Change have helped give me peace of mind in dealing with my debts. They are very helpful and always there for advice when needed Reviewed on: 29th July 2022

They changed my life

I am a single mother of 2 and my life was a continual battle balancing books and work. I could not make ends meet and it was a very dark time. I should have called step change at least 2 years prior but was scared of being belittled as I was ashamed. I couldn’t have been more wrong. They listened didn’t judge and acted so fast. I am proud of myself now for making the call as I am 5 years in and only 2 more to go to be debt free. The people and the service is flexible , kind and realistic More to the point an emergency service and a life saver. Thank you with all my heart . Reviewed on: 29th July 2022

Recommend

Fantastic support, don't know what could be done without them. The lift a massive weight. Reviewed on: 29th July 2022

Provided help and reassurance when needed it most

Helped me get on top of my debts. Reviewed on: 29th July 2022

Life savers

Who to turn to when you have no one to turn to. Reviewed on: 29th July 2022

. Best company to help.

Very friendly, understanding, do not judge you, so helpful and explain everything so you understand. Would recommend them. Reviewed on: 29th July 2022

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt collection
from Ayom Debt Recovery 1.76 from 82 reviews
Debt Collection
from Link Financial 3.98 from 3 reviews
Debt advice
from National Debtline 4.40 from 69 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub