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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (16852 reviews)

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4.92

Based on 16,852 reviews, last reviewed 26th May 2026

102750% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Excellent. Excellent. Really lively people. Reviewed on: 26th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16852)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

And Relax

Great company so easy to contact and easy to speak to ,what ever your finance worries they have a solution to help you be debt free with out stress . Reviewed on: 23rd July 2021

Excellent service, quick replies

Very good response to all emails I send and StepChange have helped me greatly with my financial problems. Reviewed on: 23rd July 2021

Excellent. Helped me so much.

From the start of my plan i have had more peace of mind. Customer service is excellent. They reassure you every step of the way. Nothing is too much trouble. Would highly recommend if your in trouble with finances. My mental health has improved and I know if I have any issues all I need to do is call them. They will help anyway they can with plenty of reassurance. Very happy customer. Reviewed on: 23rd July 2021

caring informative and excellent service

staff who care and make me feel at ease with no issues is too much trouble to address Reviewed on: 23rd July 2021

Friendly service

I find stepchange to be excellent at what they do to help people like me who have been struggling financially to pay off their debts. Reviewed on: 23rd July 2021

Hep when yo need it

StepChange have been exceptionally helpful to us and are (still) grateful for the ongoing help Reviewed on: 23rd July 2021

Step Change The Best

Since I contacted Step Change about my financial situation it feels like they have become family and best friends with all the help and advice they have given me. A VERY BIG Thank you to you all. Ian. Reviewed on: 23rd July 2021

Caring Company

They were there for me when I was at my lowest. Everytime you phone them they treat you with kindness and want to help. I’m nearly debt free and it’s thanks to them. Reviewed on: 23rd July 2021

Took the Fear Away...

Yes that's what Stepchange did for me! I had incurred credit card debt, yes, like a lot of people, but when my DLA was changed to PIP and I lost the whole lot I could not pay my minimum amounts due each month. I remain disabled enough to have a Blue Badge by the way but the government disagrees! Anyway after asking my High Street Bank for a debt consolidation loan (and being refused that also...) I tried Stepchange in desperation. I could see no way out until Stepchange arranged a schedule of repayments for my creditors which I could afford. It has been running for 2 and 1/2 years now and I can manage to increase the payments each review (12 monthly) which reduces the time I will be in debt. I am aware that my credit is shot for 6 years, but honestly do I want any more credit? NO! Thank you Stepchange for allowing me to sleep at night, unlike the High Street Bank who were no help to me whatsoever..... Reviewed on: 23rd July 2021

Brilliant and Sound Advice

Very helpful and sound Advice clear and full detailed guide notes and friendly staff to ease one through a difficult patch, brilliant Reviewed on: 23rd July 2021

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