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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Stepchange Has made a masive help to me

I was truly out of my depth with companies I owed money to and someone told me of Stepchange you have turned my life around and most important I have made a big impact on my life because of my debts my son no longer will talk to me but Stepchange have turned my life around a big thank you Reviewed on: 24th July 2021

Life saver

Quite literally saved my sanity amazing company and staff go beyond awesome Reviewed on: 24th July 2021

Good advice

Good company to use, the website the staff over the phone very helpful and you know where you are with things Reviewed on: 24th July 2021

Don't pay for advice about debt.

Easy to understand, comprehensive free debt advice service. Readily available when you have questions and they don't use financial jargon. Reviewed on: 24th July 2021

Helped , when nobody else would

Through no fault of our own , we found ourselves completely overstretched financially . Stepchange helped us and we’re on our way to becoming debt free . Reviewed on: 24th July 2021

Fantastic support.

Step Change has been such great support through some difficult times, they have reduced the stress and strain from my situation. Thank you Step Change. Reviewed on: 24th July 2021

Brilliant and sympathetic help and advice

I had got myself into a very bad situation through my own stupidity. I was advised to contact Step Change and from day one they have been excellent in helping me to sort out my situation. The operators I have spoken to have all listened with a sympathetic ear and I have now got things under control. I always know that should I encounter any more difficulties, they are at the end of a phone. I am very grateful for the help I have received and I hope this will be recognised in the awards. Reviewed on: 24th July 2021

Very helpful and understanding

After struggling with my debts for years, finding StepChange was like a life saver. The people you speak to are always kind and helpful. I have recommended StepChange to other people also struggling with their finances. Reviewed on: 24th July 2021

freedom

I have finally paid each and everyone of my creditors. this was would not have been possible without the help from step change. It has taken me 6 years. from start to finish they have all been supportive of my predicament. Outstanding. I can never thank them enough. Reviewed on: 24th July 2021

Stepchange has helped us turn our lives around

Before my family sought help, we were struggling to keep our finances in check. We were owing to a number of creditors and couldn't see a way to pay them each month. From the start, the staff at stepchange have been exceptional and so understanding. Especially during the recent covid period. Slowly but surely we are working with them to get us into a position where we are finally debt free. We Couldn't have done it without stepchange. Thank you so much. Reviewed on: 24th July 2021

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