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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14717 reviews)

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4.95

Based on 14,717 reviews, last reviewed 30th Mar 2026

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Poorly managed

My debt has been poorly managed and my debt increased by 8 thousand when different companies buy the debt. Reviewed on: 24th May 2025

Such a relief

Couldn't believe how easy and straight forward the process was from start to finish and once done it's a huge relief to actually go to bed and being able to sleep without the stress and worry Reviewed on: 24th May 2025

Excellent advice and solutions .

Excellent advice and solutions . Kind friendly customer advice Reviewed on: 24th May 2025

Very helpful and always on hand for advice!

I am completing a 10 year process with Step Change, they were very informative and helpful, the whole experience was handled with helpful and understanding professional support. Reviewed on: 24th May 2025

My debt management plan was sorted out really quickl...

My debt management plan was sorted out really quickly and I couldn’t be happier with the service and peace of mind that I got from step change. I felt understood and everything was explained to me in a way that I could understand. Reviewed on: 24th May 2025

Debt free with support from StepChange

For years I struggled with my debt and Stepchange were there when I needed help the most. They helped build a positive communication with my creditors and, with some hard work and tough choices, I am now debt free. The online portal helped me track my budget, my payments and what progress I was making. With the budget calculator I never paid more than I could manage but, the Stepchange dealing with my creditors and having interest frozen, I was able to get on top of it all. For the first time since I was in my late teens i am debt free. Reviewed on: 24th May 2025

Very helpful, helped me when I needed it

Very helpful, helped me when I was in a lot of trouble. They helped me to budget and make sure I understood how money works for me. Reviewed on: 24th May 2025

Just pick up the phone and do it.

Just pick up the phone and do it.i got into a right state with my finances after my divorce. I had a great job and never had to worry about anything until I also lost my job. Making that call was the best thing I ever did. Reviewed on: 24th May 2025

STEPCHANGE WILL CHANGE YOUR LIFE!

Stepchange was a pleasure to deal with, it was straight forward and they helped me setup a DMP with my creditors. Since setting up the DMP I receive no letters or phone calls. If you are despairing then don't, there is light at the end of the tunnel with help from stepchange! Reviewed on: 24th May 2025

Very helpful in sorting out my issues

Very helpful in sorting out my issues Reviewed on: 24th May 2025

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