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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18652 reviews)

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4.92

Based on 18,651 reviews, last reviewed 29th Jun 2026

125733% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The best phone call I made The hardest phone call I made after losing my husband as I’ve always paid my bills on time but now it was different step changes could not of been mor... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18652)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Helping me from hell

I was in a fair amount of debt. But with a phone call to Stepchange it put me at ease and showed that there is a way forward. A big thank you to all the team. Reviewed on: 23rd July 2021

Step Change really helped change our lives

Step change have been fantastic in helping my family and I through very difficult times. Advise help and information given by all staff who have dealt with our situation, have been really understanding, compassionate and most sympathetic, which really helps to lift you up and look ahead. The online support and advice has always been first class. Cannot thank you all enough. Reviewed on: 23rd July 2021

Invaluable Support! A great Organisation providing a crucial service!

A crucial service that developed a plan for me, enabling me to see a light at the end of the tunnel! I did not want to talk about my difficulties with family or friends as I didn't want to worry anyone and also felt bad about getting into that situation. I felt that there was no one that I could turn to and had many sleepless nights suffering from anxiety. It was such a relief to be able to talk to staff that were non-judgemental, sympathetic and so helpful in developing a repayment plan. I can't thank them enough! In my opinion they definitely deserve to win the Consumer Credit Awards 2021! Reviewed on: 23rd July 2021

Reassuring and knowledgeable

Step Change are, thorough, patient and reassuring and they are helping me through a difficult few years! Don’t know what I would have done without them and I’m forever grateful to my colleague for recommending them to me...and grateful to StepChange for their services! Reviewed on: 23rd July 2021

Amazing customer service

Always resolved my issue. Great customer service. Great work keep it up. Reviewed on: 23rd July 2021

Life Saving

My life was turned upside down. I split from my husband I was doing 2 jobs but left one as it was affecting my health and not long after was made redundant from the other. I couldn’t find another job due to COVID-19 (lack of jobs). I didn’t know where to turn. I’m very independent and wanted to sort things out but I couldn’t see a way out. I contacted Stepchange for advice and they were brilliant. The staff were very supportive and helped me find a way to still sort out my finances but took away the mountain I knew I couldn’t climb. I can’t describe in enough words how much they have helped me. I now have another job. Low pay but I’m independent again and continue to live without stress thanks to their ongoing support. Reviewed on: 23rd July 2021

LIFESAVERS

I was drowning in debt, Stepchange has helped me organise my payments into manageable instalments. I was desperate, Stepchange changed my life. Thank you.. Reviewed on: 23rd July 2021

They was amazing and understanding to our circumstances

We used step change to assist us to clear our debts. They listened to our situation, suggested a route best for us, did all the leg work and understood when we had difficult times. Reviewed on: 23rd July 2021

Changed my life!

After becoming very anxious and scared about developing dept getting worse by the interest rates from creditors Step Change were very reassuring and created me a dmp that I could afford, they put an end to months of sleepless nights. Fantastic company. Reviewed on: 23rd July 2021

Very good svc takes pressure of u well done

Helped me to sort out my debts very good svc overall Reviewed on: 23rd July 2021

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