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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

very pleased

5
very helpful services, staff are receptive and kind Reviewed on: 24th May 2025

Stepchange helped me through one of the hardest time...

5
Stepchange helped me through one of the hardest times in my life. They were so knowledgeable on what I needed to do next and really. changed the direction my life was heading. There was judgement just strong practical advice and a proper understanding when I thought mine would be the only time they’d heard such a story. They advised how to put a proper plan into place and fully explained the options and what to expect in the future. I’ve stuck with this plan and I’ve been paying my debts off for many years but I’ve never looked back and I know any queries or questions I can get in touch with Stepchange and they’d be there for me. Reviewed on: 24th May 2025

Stepchange gave me hope for the future when I was at...

5
Stepchange gave me hope for the future when I was at my lowest. Reviewed on: 24th May 2025

StepChange bundled all the debts I was saddled with...

5
StepChange bundled all the debts I was saddled with after my divorce into a manageable monthly payment, keeping the wolves from my door. Five years on the debt has only one year left until cleared. Reviewed on: 24th May 2025

I’d like to say a massive thanks to two ladies who d...

5
I’d like to say a massive thanks to two ladies who dealt with me on the first two calls not sure on their names one was from stepchange first part of the step change then a lady who did the debt plan budget they both made me feel relax and trust them in what they whee doing as I was so nervous upset. They made it easy to understand and took their time with me I’m so greatful I’m looking forward to my first payment going out on 10th June I feel for now a big Hugh’s weight of my shoulders and able to live again now have the budget to do so from what they set out for me I’ve set the budget in to place all ready thank you so much two the the first two ladies who dealt with me. And then from that stepchange have change my life so far and keep me well informed of I’ve sent email to them as well thank thank you thank you Reviewed on: 24th May 2025

Without your help and advice i would have lost my home.

5
Without your help and advice i would have lost my home. I can not thank you enough.constant help when my circumstances changed. Reviewed on: 24th May 2025

Very understanding & professional

5
Very understanding & professional Reviewed on: 24th May 2025

Amazing help when you need it the most

5
Stepchange have helped more than I could have imagined & have given me peace of mind & bought normality back. Can’t praise them highly enough. Reviewed on: 24th May 2025

I don’t know what I would have done without stepchange

5
I don’t know what I would have done without stepchange Reviewed on: 24th May 2025

Help me so much from overwhelming to credit score go...

5
Help me so much from overwhelming to credit score going up and money worries gone Reviewed on: 24th May 2025

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