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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

My finances were broken and step change fixed them,...

5
My finances were broken and step change fixed them, now im'e back on top of everything...Thanky you step change!!! Reviewed on: 24th May 2025

Stepchange helped me consolidate my debt at a time

5
Stepchange helped me consolidate my debt and my partners at a time when I had no idea what to do or where to turn! They have consolidated all my cards / loans in one place and one payment a month. Reviewed on: 24th May 2025

I was going mad constantly worrying about money.

5
I was going mad constantly worrying about money. I'm disabled and at times wanted to end it all. My friend told me of stepchange (we'd never had money problems before, but after work drying up and income becoming less and less we found ourselves in a terrible situation). After my first phone call I felt safe. Reviewed on: 24th May 2025

Nothing but amazing.

5
Nothing but amazing. Pronably literally saved my life. Professional, easy to get things sorted and very helpful. Reviewed on: 24th May 2025

StepChange - a life saver

5
In 2007 I was drowning in debt. I couldn't see anyway out until I contacted StepChange (then Consumer Credit Counselling Service). I cannot praise them highly enough. Although I still have debt it is stable and since 2007 my anxiety is far lower. The advisors are kind, friendly, understanding and extremely helpful. Their website is easy to navigate too. Reviewed on: 24th May 2025

Stepchange staff were always very helpful, non judge...

5
Stepchange staff were always very helpful, non judgemental and kind. They took the stress away from being in debt and made it feel completely manageable. Reviewed on: 24th May 2025

No judgement

5
You was amazing ,no judgement and so so helpful I may use you again with a debt that is harassing me Reviewed on: 24th May 2025

Brilliant service, made everything so easy.

5
Brilliant service, made everything so easy. Reviewed on: 24th May 2025

At the beginning, I didn’t think there was a way out...

5
At the beginning, I didn’t think there was a way out then someone help me to get sorted through step change . Reviewed on: 24th May 2025

My husband was made redundant twice in two years!

5
My husband was made redundant twice in two years! The last time he was made redundant at the end of the month two days before payday and obvs no wages paid. It was a very stressful time we were depressed. I had two small children and it was also 9 months before our (unpaid) wedding. My parents told me about stepchange and along with their help an the help from my family we were able to come to an arrangement with creditors very quickly and I slept properly for the first time in weeks and when I woke I didn’t have that massive sinking feeling. Thanks to Stepchange x Reviewed on: 24th May 2025

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