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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Fantastic

I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Don’t bury your head in the sand. Speak to Stepchange.

For numerous reasons, I found myself in a lot of financial trouble and had a lot of institutions continually making contact quite rightly attempting recompense. The problem was that due to my circumstances at that time I had no way of meeting my obligations and the continual contact added to my already stressful situation. A friend recommended Stepchange and told me how they’d helped him in the past so I gave it a go. Truely glad I did. They helped organise a payment plan that was affordable, the phone calls and letters stopped and I’m currently in a position where two thirds of my debts are paid off and I can see light at the end of the tunnel. If I’d have continued burying my head in the sand and not reached out to Stepchange, I dread to think what would’ve happened. Whatever your circumstances, they can help. Reviewed on: 23rd May 2025

A helpful charity. Kind staff on helpline.

I was struggling with monthly payments and found Stepchange. Yes it’s helpful but I feel a bit vulnerable without credit cards and really struggled with car expenses when my car failed its mot. Get as much money behind you as you can before signing up with a debt charity (that seems strange) but it’s helped me a little. Reviewed on: 23rd May 2025

They have been amazing, the support they offer is in...

They have been amazing, the support they offer is incredible, it’s not been easy but nearly there but knowing the support is there definitely helps Reviewed on: 23rd May 2025

A very straightforward process to get get debt free

It can be a very straightforward process to get your finances back in control and that feeling is a great relief. The advice given is easy to follow, and there are various ways of getting help. Reviewed on: 23rd May 2025

Amazing service

Made a very stressful situation feel much calmer, massive weight taken off shoulders. Reviewed on: 23rd May 2025

Prenominal Organisation

Stepchange provided a lifelin to me and still does. Their help, guidance and support is outstanding. I have been able to face and deal with what was to me a huge worry. Reviewed on: 23rd May 2025

Great advice, friendly and compassionate

Hv used this service a couple of times. Really friendly and they make sure u don’t overstretch yourself. Reviewed on: 23rd May 2025

Quick to sign you up to a plan but slow afterwards w...

Quick to sign you up to a plan but slow afterwards when any issues arise Reviewed on: 23rd May 2025

Overall a great service from Step Change.

I did have a big problem earlier in the process with step change because they initially sent me down the wrong debt management route. This was later corrected by another employee, and this time things went smoothly. Despite this problem, the staff at step change were friendly, understanding and very easy to deal with. It was a great relief to find a solution to my debt problems, and get started to repay them. Reviewed on: 23rd May 2025

It toke me over 4 years but i couldn’t be debt free...

It toke me over 4 years but i couldn’t be debt free without StepChange help. Reviewed on: 23rd May 2025

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