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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (17801 reviews)

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4.92

Based on 17,801 reviews, last reviewed 27th May 2026

148300% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

They can't do enough to help you and literally saved... They can't do enough to help you and literally saved me from a breakdown. I was in such a mess and a stressful situation Reviewed on: 27th May 2026

Latest lowest rating:

1

Extremely difficult to get to speak to someone at le... Extremely difficult to get to speak to someone at least 90 minutes on hold asked now on four occasion for a debt to be added to my plan but still hasn... Read more Reviewed on: 27th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (17801)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Really easy to set up a debt management plan.

Really easy to set up a debt management plan. I was really struggling it was a big relief to get a plan in place and stop the letters Reviewed on: 27th May 2026

I felt a weight had been lifted.

I felt a weight had been lifted. I'm paying everything off but in an affordable way Reviewed on: 27th May 2026

Very helpful, made a stressful situation easier to...

Very helpful, made a stressful situation easier to navigate Reviewed on: 27th May 2026

Amazing experience.

Amazing experience. I wouldn't be on the path to being debt free without them! Reviewed on: 27th May 2026

Customer Service is excellent dealt with my querie...

Customer Service is excellent dealt with my querie straight away 100 % The best Reviewed on: 27th May 2026

Amazing advice and support

The people on the phone are amazing – so kind, supportive and always grateful for advice with no judgement . Website is good to very clear and it’s really motivating to be able to see the amounts reducing.. Reviewed on: 27th May 2026

They are life savers!

It is as simple as little sentence - they have saved my life!!! Reviewed on: 27th May 2026

On your side

Always helpful and efficient . Helped when I didn’t know where to turn Reviewed on: 27th May 2026

StepChange helped to give me back my life

I turned to StepChange as a last resort to sorting out my hideous debts, after separating from my ex-husband. They were very helpful and understanding; organised Breathing Space with all my debtors and helped me to work out what I could comfortably afford to pay off each month. I have been able to pay more when I could and pay less when times were harder. I cannot recommend them highly enough. Thank you StepChange, for helping me to manage my finances and to give me my life and sanity back. Reviewed on: 27th May 2026

It really helps me a lot and everyone is very friend...

It really helps me a lot and everyone is very friendly and treats me very well. It helps everyone. Thank you very much for your cooperation. Reviewed on: 27th May 2026

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