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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Straight forward and easy to work through

Straight forward and easy to work through Reviewed on: 6th May 2026

great charity to support with debt advice and manage...

great charity to support with debt advice and management. Always very helpful and friend and easy to navigate around their website. Reviewed on: 6th May 2026

I was in a relationship where a partner took out loa...

I was in a relationship where a partner took out loans and credit cards in my name without me knowing, I felt I was trapped with no way out, I moved into a house share and eventually my own little flat due to the help from step change for managing payments, it helped and made me feel like there was a light at the end of the tunnel. The staff members I have spoken to have always been extremely kind and helpful and I couldn’t ask for more, I’m due to pay everything off this August and I can’t wait to be free, using step change saved my life from feeling like I was drowning and not knowing a way out, I’m so grateful that there are options like this out there and I just wish this hadn’t happened in the first place but Stepchange helped me feel in charge and not like everything was so out of control. Reviewed on: 6th May 2026

The customer service was excellent and explained well

The customer service was excellent and explained well Reviewed on: 6th May 2026

Really lovely people to talk with, they don’t judge...

Really lovely people to talk with, they don’t judge you or anything, they just want to help Reviewed on: 6th May 2026

Absolutely brilliant and friendly crew fast and effi...

Absolutely brilliant and friendly crew fast and efficient, throughly recommended. Reviewed on: 6th May 2026

StepChange taking your debt worries away

I have dealt with StepChange for a number of years and I have found them to be so caring about your plight, and they take all the stress and worries away. The way they deal with your debt makes you feel that you have someone there for you and you can give them a call if you start to have problems fulfilling your agreement and they will deal with the companies to come to a reduced arrangement within reason, but you are never left struggling and you can carry on your life with one less worry with StepChange involved. Reviewed on: 6th May 2026

Reach out to them!

From the very first interaction Stepchange have been incredible. There is loads of advice available and they put my mind at ease immediately. I was so worried about my debt and didn't know where to turn until I found Stepchange. The process has been straightforward and easy to understand, and I would encourage anyone struggling to reach out to them, you won't regret it Reviewed on: 6th May 2026

They are supportive during the lowest of times

They are understanding, speaking to them does make you feel like pressure is eased a little. Reviewed on: 6th May 2026

Think NIKE - Dont Dither, Just Do It!

Dont listen to Get rid of up to 80% of your debt, didnt happen for me, but it has taken a financial load off my mind with he result. Reviewed on: 6th May 2026

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