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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

The service was incredibly fast and efficient, and t...

The service was incredibly fast and efficient, and the staff was so helpful.The team went above and beyond to ensure my needs were met. I was truly impressed with their professionalism and dedication. Reviewed on: 23rd May 2025

Helped me out and now I have peace of mind

Helped me out and now I have peace of mind Reviewed on: 23rd May 2025

The case worker spent time to assess my circumstances.

The case worker spent time to assess my circumstances. Even though it was a long process we got there in the end Reviewed on: 23rd May 2025

Excellent Response

I needed help tried so many places and they helped me within days and I am now stress free Reviewed on: 23rd May 2025

I can now sleep at night, knowing it’s all sorted an...

I can now sleep at night, knowing it’s all sorted and in good hands. Reviewed on: 23rd May 2025

Stepchanged help to reassure me

Stepchanged help to reassure me and made me feel like I would be able to cope and pay what I could afford each month until my dept was paid. They are always at the end of the phone to talk through options if you're having a difficult time. Reviewed on: 23rd May 2025

Easy wish I’d done it sooner and saved myself a lot...

Easy wish I’d done it sooner and saved myself a lot of worrying StepChange certainly changed mine Reviewed on: 23rd May 2025

StepChange took me from sleepless nights

StepChange took me from sleepless nights, to a time where I'm now in control of my money and my debts are well managed. Reviewed on: 23rd May 2025

Think you have been amazing and patient with us it’s...

Think you have been amazing and patient with us it’s taken a long time to pay of our debts but we nearly there so a big thank you for all your help Reviewed on: 23rd May 2025

I went from having a fair size financial burden ever...

I went from having a fair size financial burden every month due to a separation, to a manageable payment each month & feel like the burden has been lifted, still away to go until im debt free, but literally feel like ive got my life back on track. Reviewed on: 23rd May 2025

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