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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18649 reviews)

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4.92

Based on 18,649 reviews, last reviewed 27th Jun 2026

188600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18649)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Helped with my anxiety and stressed to pay off my de...

Helped with my anxiety and stressed to pay off my debts Reviewed on: 7th June 2025

If in Debt Don’t hesitate to use Step Change

I was paying a company to do what step change charity does with no charges and that’s because they care and it’s not all about their profit margin Reviewed on: 7th June 2025

StepChange helped me sort my finances out.

StepChange helped me sort my finances out. Not just that the advice and support helped me at a time that I was struggling to see a way out of the debt problem. Reviewed on: 7th June 2025

I have nothing to complain about, always met my expe...

I have nothing to complain about, always met my expectations Reviewed on: 7th June 2025

Step change are fantastic, they really helped me get...

Step change are fantastic, they really helped me get out of a financial hole and heir service is always top class! Reviewed on: 7th June 2025

Amazing charity

Stepchange were so helpful at a time when I was in a really bad place with debts, addiction and my mental health. They put me on the first steps to getting my problems sorted when I thought it was all a hopeless situation. I am finally getting my debts repaid thanks to the help and understanding from Stepchange. Can’t thank them enough. Reviewed on: 7th June 2025

StepChange has given me peace of mind by consolidati...

StepChange has given me peace of mind by consolidating my debts into one simple payment. They set up a direct debit for me without any fees, unlike many other companies that take advantage of people trying to become debt-free. My only complaint is that it's not easy to get in touch with them directly, which is understandable given how busy they must be. Reviewed on: 6th June 2025

An easy and beneficial process

I have had a rough few years which has lead to spiralling debt becoming unmanageable. The StepChange process made everything seem manageable. The process to set up a DMP was very clear, I've not had to phone e anyone which is a plus and the plan has gone well so far. An added bonus is that they don't charge for the service as a lot of dodgy companies will attempt. Reviewed on: 6th June 2025

Very easy to set up and the payments are affordable.

Very easy to set up and the payments are affordable. Reviewed on: 6th June 2025

Excellent service and very non judgemental, took the...

Excellent service and very non judgemental, took the worry out of things, very easy website to track your outstanding balances Reviewed on: 6th June 2025

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