Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18631 reviews)

View other StepChange products

4.92

Based on 18,631 reviews, last reviewed 16th Jun 2026

187900% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

of great help during times of financial cri... Been of great help during our times of financial crisis Reviewed on: 16th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18631)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Ok, the Best, nr one, recomanded evrione

Ok, the Best, nr one, recomanded evrione Reviewed on: 6th June 2025

Great, lifesavers, literally !

Great, lifesavers, literally ! Xx Reviewed on: 6th June 2025

Very helpful and able to get my finances sorted

Very helpful and able to get my finances sorted Reviewed on: 6th June 2025

Can't thank step change enough

Step change has been a life changer for me and my family. We had been struggling to make ends meet and something had to change, I found step change and thought it couldn't hurt to try. I filled out the info online and after that received a phone call offering me the different routes I could go down,and which would be best for me. I pay a set amount every month and it's what I can afford you fill out an affordability which takes note of everything you pay out and I think it's great. Every year you do a check to make sure that amount is still ok and affordable. You can see on your account how much has been paid how long you'll be paying. It's given me and my family relief. I don't hear from my creditors I just get a yearly letter from them after step change has put in how much is going to who. I would highly recommend them friendly and so helpful the online form is easy and the page is easy to use. Reviewed on: 6th June 2025

I highly recommend step change

Step change were there when I needed help to manage my debts. I was caught in the trap of never being able to clear my credit card debts because of high interest rates. I felt sick every time a bill arrived and fearful of what would happen as I got closer to not being able to make the minimum payments, not only for the credit cards, but also for house and car expenses and food. i felt ashamed to be in that position but step change staff were supportive from my very first call. There was no judgement, just support to plan a budget, even allowing a little for pocket money for the children, and health costs. I’d stopped getting prescriptions as I couldn’t afford them but the plan allowed me to pay for a monthly prepayment certificate. The relief of not being chased by creditors was immeasurable and each year I was able to increase my payment a little, eventually reducing the number of years I had to pay by four. I’m so pleased I was able to clear my debts and without the support of step change I don’t know where I’d be now. Reviewed on: 6th June 2025

Quite literally life changing.

Quite literally life changing. No judging just help. Sympathetic to my needs and found a solution to years of financial pain. Reviewed on: 6th June 2025

Best of the best

Very friendly and helpful people on the phone Reviewed on: 6th June 2025

Took burden off my head and now I am relaxed , can...

Took burden off my head and now I am relaxed , can sleep properly! Well recommended always there to help ,excellent customer service, professional and reliable. Reviewed on: 6th June 2025

easy and helpful in making a difference on getting r...

easy and helpful in making a difference on getting rid of my debt at a manageable pace Reviewed on: 6th June 2025

Very helpful in a very difficult time.

Very helpful in a very difficult time. Reviewed on: 6th June 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Solutions
from Debt Movement 4.08 from 18 reviews
Debt Collection
from High Court Enforcement Group 3.56 from 3 reviews
Debt advice
from Business Debtline 4.30 from 26 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub