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StepChange: Debt Management reviews

4.95
Based on 14,597 reviews, last reviewed 12th Jun 2025
330200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Caring patient and non judgement at step change Absolutely fantastic company excellent staff on the phone, friendly understanding patient caring helpful non judgemental just what you need when you'r... Read more Reviewed on: 12th June 2025
Emma w's avatar
Emma w

Latest lowest rating:

2

Not impressed It's handy to have just one payment for my debts but the customer service is extremely poor and has caused more stress. They treat you like a number r... Read more Reviewed on: 10th June 2025
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L

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (14597)

Review of the StepChange, Debt Management:

A weight lifted off my shoulders

5
I was at my lowest when I saw Martin Lewis on this morning talking about finances he mentioned Step Change and I just picked up the phone. I was crying and so embarrassed but the gentleman I spoke to was so kind and understanding and I immediately felt safe and not stressed as I had been. My financial problem was caused by illness, they were wonderful and not at all judgemental. Thank you so much for agreeing to help me Reviewed on: 9th July 2020

Very kind ,and understanding not judgemental with ve...

5
Very kind ,and understanding not judgemental with very good advice and support . Reviewed on: 10th June 2025

Very helpful, has generally changed my life for the...

5
Very helpful, has generally changed my life for the better Reviewed on: 10th June 2025

Six Star Rating, in my opinion!!

5
I'm reviewing on behalf of my 89 year old father who got into financial difficulties a few years ago, at which time, Step Change were recommended to us. From the very first phone call it immediately felt that they were working for us and had our interests at the forefront, rather than a giant corporate bank. They took us through the process and together we built my fathers plan based on incomings/outgoings. Using their experience they raised questions regarding dads expediture for items not shown on bank statements or infrequent purchases. The outcome was a proposed plan to reduce his debt over time but wasn't going to leave him in difficulties that may lead to further debt, Once we finalised that, Step Change took over and negotiated directly with those organisations who he was indebted to. We were notified that the plan had been agreed and then we simply created a Direct Debit to Step Change for the agreed monthly payment. Beyond that all we have done is annually review the plan to update incomings/outgoings to and refine payments as required. Step Change have been an unbelievable help to my father and I, especially as I manage his finances but live quite some distance away, Thank you Step Change Reviewed on: 10th June 2025

Step change taught me to budget and gave me back my...

5
Step change taught me to budget and gave me back my self respect. It’s was initially difficult to acknowledge that the had a problem but everyone i spoke to were so courteous and non judgemental . I can not thank you enough. You helped me take back control of my life. Reviewed on: 10th June 2025

caused so much stress

2
They managed to mix up my creditors and reference numbers. i emailed and telephoned with all these reference numbers ect. and it took 5 months to finally get it all sorted. caused so much stress Reviewed on: 10th June 2025

Everyone so friendly made me feel reassured

5
Everyone so friendly made me feel reassured Reviewed on: 10th June 2025

StepChange Can Change Your Life

5
If you are stressed about carrying too much debt, Step Change will walk you through the different options open to you. They also act as a go between with the companies you are in debt to. StepChange have been a great support to me with really helpful and caring staff. Reviewed on: 10th June 2025

The advisors are well trained and extremely empathetic.

5
The advisors are well trained and extremely empathetic. I had worried about growing debt for a long time but I have less stress now. Reviewed on: 10th June 2025

Great support

5
It took us 4 years to clear our debt but with the support of Step Change and their staff it all went very smoothly and it took the anxiety and stress out of the process. It was difficult at times and when we had a blip the staff at Step Change guided us through it. It was such a great feeling to see our debt clear. We now have the confidence to go forward. We thank them for all their help and would highly recommend using their services. Reviewed on: 10th June 2025

Wouldn't know where we'd be without Stepchange.

5
Wouldn't know where we'd be without Stepchange. We're so grateful they do all that they do and gave us some light in what was a very dark time. Struggling with debt, not knowing what to do they have given us a plan of action, been very reassuring and have finally given us some peace of mind and excitement for the future. They are always very helpful, patient and understanding. Reviewed on: 10th June 2025

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