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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16733 reviews)

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4.95

Based on 16,733 reviews, last reviewed 13th May 2026

97000% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange helped me in a crisis. Supporting an adult child on the autism spectrum who ran up terrifying debts impacted on my own finances. I used my own credit cards and bank loans to... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16733)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Review 5 star

Very good in everything service and just very helpful Reviewed on: 23rd May 2025

StepChange have been wonderful.

StepChange have been wonderful. Before entering into my debt management plan I was seriously worried. However, after contacting them, and their system deciding that a DMP was best for me I pay manageable chunks each month and slowly but surely my debts have been coming down. Hopefully if I can ever rid myself of this flooring chronic fatigue I'll be able to pay back my card people much earlier, but with chronic illness I just can't work and StepChange saved the day. Reviewed on: 23rd May 2025

Took the stress out of a difficult situation

Took the stress out of an awful situation when I didn’t have anywhere to turn Reviewed on: 23rd May 2025

After years of worry.

After years of worry. We bit the bullet and contacted step change. In fact we contacted them twice as the first time we didn't continue. After back and forth for a while we decided we needed to do something about our situation and we also needed to stop the spiral of debt "consolidation," which only got us in a worse position. We wish we had done this years ago! Reviewed on: 23rd May 2025

Don't think about it, just do it, contact StepChange

After many, many nights of worrying and sleepless nights, I finally contacted StepChange and it was the BEST decision I made. My mind was put at rest immediately. They took over all of my debts for me, and sorted everything out with my creditors with ease. The tremendous amount of pressure that I was under, has now gone. Reviewed on: 23rd May 2025

Step change are heroes

Step change has made my life livable and helped me with all my debts making an affordable payment. I'm looking forward to being debt free. I highly recommend it to anyone struggling financially. Reviewed on: 23rd May 2025

Was in a bad place financially was never able to get...

Was in a bad place financially was never able to get on top of my debt just bill after bill. A family member told me about stepchange so I contacted them and within a few days had a plan set up and never looked back. After 18 months I am now debt free and thanks to stepchange that was made possible. Reviewed on: 23rd May 2025

I was broke.

I was broke. Left without a way of earning money or paying any bill when Covid and bereavement hit. They listened to me cry. Reassured me and helped me. No signposting as such just good quality human interaction where we identified a plan. 5 years later they’ve supported me occasionally when creditors haven’t played ball. And by the end of the year I should be debt free. Can’t rate them highly enough. They did save my life. Reviewed on: 23rd May 2025

Stepchange have relieved the stress of my debts and...

Stepchange have relieved the stress of my debts and liased with my debtors on my behalf- it’s not a nice situation to be in- so having this help really has made me deal with my situation and hopefully put me on the right path. Reviewed on: 23rd May 2025

Weight off my shoulders didn't know what to do an st...

Weight off my shoulders didn't know what to do an stepchange were brilliant Reviewed on: 23rd May 2025

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