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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16747 reviews)

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4.95

Based on 16,747 reviews, last reviewed 13th May 2026

97700% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Credit safer! I have been looked after very well by StepChange. Reviewed on: 13th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16747)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Very helpful

I had, and continue to have, a very positive experience with Stepchange. Everyone that I spoke to was extremely helpful and kind. Reviewed on: 23rd May 2025

They got most of my creditors to waive interest and...

They got most of my creditors to waive interest and fees and dealt with them on my behalf and free of charge as they are not for profit/charity Reviewed on: 23rd May 2025

very helpful

I was plesed I contacted stepchange. they listened to my problem and assisted me which was very helpful Reviewed on: 23rd May 2025

Provided an escape route from my debt problems - THI...

Provided an escape route from my debt problems - THIS has allowed me to return to a lifestyle that I can be more than the past Reviewed on: 23rd May 2025

No Judgement.

Absolutely no judgement, really easy to talk to, and I hate talking about money with anyone. Change of circumstances due to The Pandemic all set up with ease. You do need to provide names and account numbers of each debt. They work out from your budget what is the maximum you can afford and share it amongst everyone you owe money to. I started in June 2020 and won’t finish paying everyone off until August 2027. Such a relief I would have struggled to do it by myself. They are AMAZING. Thank you. Reviewed on: 23rd May 2025

Understanding

They are very accommodating.. They understand my financial situation. Reviewed on: 23rd May 2025

Peace of Mind

I got some relief years ago when I engaged Stepchange as I am on benefits. However I don't have any idea when I will be debt free or how long my really expensive payment to Stepchange will go on. Reviewed on: 23rd May 2025

Amazing from start to finish.

Amazing from start to finish. I was always prioritised and never made to feel like getting into debt was my fault. Very supportive Reviewed on: 23rd May 2025

Very easy to talk to and the procedure is explained...

Very easy to talk to and the procedure is explained well.The agents are understanding and provide good advice and make a big problem and stress much easier to deal with. Reviewed on: 23rd May 2025

In a dark hole.

In a dark hole...lots of debt..could not see a way out? Rang stepchange and they gave me hope and eventually put me on DMP instead of maybe losing my house I now pay an affordable payment and no more horrible phone calls. Brilliant! Reviewed on: 23rd May 2025

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