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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Brilliant service everything done for you

Brilliant service everything done for you Reviewed on: 23rd May 2025

They will help

They have made my life survivable and very importantly, not at all single point did they make me feel bad about myself and the situation I am in. Reviewed on: 23rd May 2025

They completely changed our lives.

They completely changed our lives. I wish I’d known about it sooner. It was still a tough process, but without them it was literally impossible. Reviewed on: 23rd May 2025

From feeling overwhelmed to relief

I did feel overwhelmed when one company I owed money to refused to accept a lower payment They told me to ring Stepchange I did ring them and I was in tears but the advisor soon put me at ease and soon I had an affordable solution Reviewed on: 23rd May 2025

Very helpful and explained everything throughout yo...

Very helpful and explained everything throughout your telephone call Reviewed on: 23rd May 2025

Dealing with professional people who know what they...

Dealing with professional people who know what they are talking about , they are very understanding with people who have been through tough times , Reviewed on: 23rd May 2025

Life Changing

I really didn’t know which way to turn until I signed up to Stepchange and my life has changed for the better. All done online and so easy. Such a weight off my mind. Reviewed on: 23rd May 2025

step change helped me as per my present situation, e...

step change helped me as per my present situation, explained every questions patiently Reviewed on: 23rd May 2025

Grateful for the assistance.

Grateful for the assistance. They are very helpful. Reviewed on: 23rd May 2025

Step Change has made such a difference.

Step Change has made such a difference. I no longer feel overwhelmed or anxious about my finances. They gave me honest and helpful advice about how to deal with my money worries. Reviewed on: 23rd May 2025

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