Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,786 reviews, last reviewed 16th May 2026
99600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good word from a family member. Having heard from a family member about StepChange. I was having problems with my bank at the time, and getting my debts paid to not only my bank but ... Read more Reviewed on: 16th May 2026
shane l's avatar
shane l

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16786)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

All call handlers were very helpful, knowledgeable a...

5
All call handlers were very helpful, knowledgeable and most important to.me. ...they listened Reviewed on: 15th May 2024

Professional.

5
Professional. Non judgemental. Friendly and helpful Reviewed on: 15th May 2024

They were very understanding and knowledgable during...

5
They were very understanding and knowledgable during a very stressful time and helped me make the right decision for my circumstances. Would highly recommend them, you are not alone! Reviewed on: 15th May 2024

StepChange are incredibly supportive.

5
When experiencing financial problems through no fault of our own StepChange were and continue to be of immense support. They were particularly helpful when my husband passed away last year. Reviewed on: 15th May 2024

Helps future pksns

5
Takes away so much worries gives you some relief helps you move forward Reviewed on: 15th May 2024

Professional , Empathetic

5
Very Professional, Active Listening, Empathetic Reviewed on: 15th May 2024

Very helpfull from start to finish explained everyth...

5
Very helpfull from start to finish explained everything Reviewed on: 15th May 2024

Supported me moving forward with my debt.

5
Supported me moving forward with my debt. Reviewed on: 15th May 2024

Brilliant

5
Very friendly helpful and non judgmental staff. They go above and beyond to help you out with what is a very stressful situation. Reviewed on: 15th May 2024

once set up worry free,try not to get into more debt...

5
once set up worry free,try not to get into more debt as you go Reviewed on: 15th May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products