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StepChange: Debt advice reviews

4.92
Based on 18,638 reviews, last reviewed 19th Jun 2026
188250% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

whilst setting up my DMP Step Change couldnt have be... whilst setting up my DMP Step Change couldnt have been more helpful, and the advice given was clear and concise. I found filling in the budget form ve... Read more Reviewed on: 19th June 2026
Mark Pleasants's avatar
Mark Pleasants

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18638)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Stepchange is a life saver.

5
Stepchange is a life saver. A lot would have happened without Stepchange. i cant thank them enough. Reviewed on: 23rd May 2025

Step Change have been excellent, they gave me piece...

5
Step Change have been excellent, they gave me piece of mind and more importantly they took all my worries and anxieties away, I can’t thank Step Chamge enough. A superb service run by professional people. Reviewed on: 23rd May 2025

Being in debt was making me ill both physically and...

5
Being in debt was making me ill both physically and mentally until I was directed to Step Change . I cannot thank them enough for sorting out all of my finances and taking away all of the pressure I was under with one monthly payment . I no longer fear that knock at the door and I am happy and content with how my life is going at the moment Reviewed on: 23rd May 2025

Step change has lifted the unbearable emotional burd...

5
Step change has lifted the unbearable emotional burden that my debt was causing. I am now repaying my creditors monthly, and are no longer juggling my finances via credit cards Reviewed on: 23rd May 2025

stopped my stess about my debt and intrest hope i ca...

5
stopped my stess about my debt and intrest hope i can make an offer to my creditors when i get to 60 with stepchange help. Reviewed on: 23rd May 2025

They listen to what you have to say regarding your...

5
They listen to what you have to say regarding your outgoings and help you to make the best payment choice without breaking the bank Reviewed on: 23rd May 2025

Step change changed my life.

5
Step change changed my life, their understanding and empathic approach is amazing. Not one judgement just help and guidance Reviewed on: 23rd May 2025

Always very fair and understanding.

5
Always very fair and understanding. Took a huge weight off my mind. Reviewed on: 23rd May 2025

When you cannot sleep at night

5
When you cannot sleep at night because you do not know how to get out of sinking debt, be brave and call Step change who will guide through the rough to sleeping again, I DID. Reviewed on: 23rd May 2025

They are extra friendly & make you feel extremely co...

5
They are extra friendly & make you feel extremely comfortable. I was in a terrible financial situation & they sorted my repayments within a couple of weeks. The lady that helped me was Becky who was amazing Reviewed on: 23rd May 2025

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