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StepChange: Debt advice reviews

4.92
Based on 18,636 reviews, last reviewed 18th Jun 2026
188150% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I felt a bit daunted and embarassed, so kept putting... I felt a bit daunted and embarassed, so kept putting off ringing Stepchange. But I finally did it, and I really wish I had done it sooner. The person... Read more Reviewed on: 18th June 2026
Gilly G's avatar
Gilly G

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18636)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Life savers!

5
They've helped me go from panicked to a much more relaxed state. I was at the end of my rope before I learned about StepChange. Reviewed on: 23rd May 2025

Helped me out!!!

5
Stepchange helped me with what seemed like an impossible situation and got back onto the road to recovery. Excellent service. Thank you for your help!!! Reviewed on: 23rd May 2025

Stepchange, are a great company really helpful.

5
Stepchange, are a great company really helpful. Will go through everything with you and make you at ease. Makes no judgement about a debt you have a problem with. This is the company you need they will stand by you through it all. Reviewed on: 23rd May 2025

Excellent customer service, excellent at sorting out...

5
Excellent customer service, excellent at sorting out my plan so I didn't need to stress over money anymore. Reviewed on: 23rd May 2025

Great support and couldn’t ask for more!

5
Great support and couldn’t ask for more!! Reviewed on: 23rd May 2025

Helped me manage a tough financial situation and ver...

5
Helped me manage a tough financial situation and very hands off while I make my payments etc but the website has all things I need etc. Reviewed on: 23rd May 2025

Massive help

5
Helped me massively by speaking to my creditors and sorting a budget for me Reviewed on: 23rd May 2025

Very helpful and understanding of my situation

5
Very helpful and understanding of my situation Reviewed on: 23rd May 2025

Best thing I did

5
It's helped me significantly i am no longer stressed about paying my debts and living within my means Reviewed on: 23rd May 2025

I was ashamed of my spiralling debt after an abusive...

5
I was ashamed of my spiralling debt after an abusive marriage I got into huge amount of debt. I didn't realise how poor my mental health was and I was spending irresponsibly. I was drowning each month trying to pay my debts but the interest was adding up and I couldn't cope and that's when I plucked up the courage to contact stepchange. Thank God I did and for their service. Reviewed on: 23rd May 2025

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