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StepChange: Debt advice reviews

4.92
Based on 18,635 reviews, last reviewed 18th Jun 2026
188100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant. Brilliant. Felt listened too and a sense of relief Reviewed on: 18th June 2026
J wakefield's avatar
J wakefield

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18635)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Stepchange was recommended to me by a family member.

5
Stepchange was recommended to me by a family member. My Debt was very overwhelming, and my wages just weren’t stretching far enough. I was a little worried about taking this step,i believed I got myself into the debt and I had to get myself out of it. i felt I was cheating by going down this route, but Im so glad I applied to stepchange. A weigh has been lifted, it was easy and quick to set up, I’m making affordable payments after completing a budget and it’s reviewed every year. Have access to an online account where I can view statements,debt balances and budget Reviewed on: 23rd May 2025

I just started

4
I just signed tbe agreement and I'm on tbe way debt free life. At this moment is okay. Reviewed on: 23rd May 2025

Very experienced and nice people

5
Very experienced and nice people Reviewed on: 23rd May 2025

Such a relief

5
I contacted Stepchange after really struggling with debts due to a relationship breakdown. It was such a relief to speak to someone and admit I was struggling. They were so kind, didn't judge and helped me work out what I could afford to pay each month. I make one payment a month to Stepchange and they split it between my debts. I no longer dread opening my post when it arrives as they contacted the companies and set up the arrangement. Fantastic service. Reviewed on: 23rd May 2025

StepChange have been excellent, incredible free serv...

5
StepChange have been excellent, incredible free service. Couldn't rate them more highly. Reviewed on: 23rd May 2025

If I have a problem or something like that I tell u...

5
If I have a problem or something like that I tell use and use r very helpful &understanding I can't fault your service Reviewed on: 23rd May 2025

Thank You

5
I found myself in serious financial difficulties to the point of depression Step Change helped me through it with kindness understanding & away out of my predicament. Reviewed on: 23rd May 2025

Easy, friendly, life changing.

5
Easy, friendly, life changing. They help and don’t judge Reviewed on: 23rd May 2025

The service was incredibly fast and efficient, and t...

5
The service was incredibly fast and efficient, and the staff was so helpful.The team went above and beyond to ensure my needs were met. I was truly impressed with their professionalism and dedication. Reviewed on: 23rd May 2025

Helped me out and now I have peace of mind

5
Helped me out and now I have peace of mind Reviewed on: 23rd May 2025

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