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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Trustworthy, reliable and helpful

This is a company that gives you help at a time when you need it the most. Reviewed on: 13th July 2023

Fantastic Friendly Service

The staff I have spoken with are amazing. They are Non Judgmental, friendly, helpful and extremely supportive and understanding of my situation. I have been able to get a solution to my problems with the help of step change, I was initially so disappointed in myself that I had got into a situation which I felt there was no end to but after discussing the situation with step change staff I found that there was an answer, they have assisted me all through the process and I now feel so much better about things. I would recommend Step Change to anyone who is experiencing the same problems as I was. Thank you so much for your patience and ongoing support. I wish you all well for the future. Reviewed on: 13th July 2023

Saved my sanity

From the very first conversation they took off the pressure I had been under for nearly 2 years and would have been for a lot longer. Reviewed on: 13th July 2023

Accessible

Step change have helped me so much . They have lifted a burden which was impacting on my mental health. They were , accessible in every way Reviewed on: 13th July 2023

Breast plate of Faith

Step change rescued me from falling into a Pit of misery. Reviewed on: 13th July 2023

Saved me!

I was getting further and further into debt and was maxed out on three credit cards. Until my health deteriorated and covid I was managing just. I lost one of my jobs during covid and due to ill health couldn't work full time. My mortgage was over half my salary, and I live alone. With council tax and heating I had nothing left. I was just paying the minimum payments then putting more stuff on credit cards. Step change helped me with a debt management plan, and though I still have little money for anything other than bare essentials, I can see a light at the end of the tunnel. Reviewed on: 13th July 2023

Life changing

Everything was so easy and straightforward,the relief is unreal to know I'm on top of it all and my debts are still being paid.thank you so much. Reviewed on: 13th July 2023

Incredibly helpful, completely non-judgemental

The whole process was quick, easy and efficient. There was no judgement, just amazing help, support and advice. This has changed my life and that is not an exaggeration! I am now paying what I can afford whilst still being able to live and not simply exist from one day to the next! Reviewed on: 13th July 2023

Very helpful and happy people

Nothing is never to much I am glad I reached out and got help by step change Reviewed on: 13th July 2023

I can sleep again

Step change really helped when I got into difficulty following various challenging times and the rise in cost of living. I had tried many ways to reduce my outgoings and help manage my payments but it seemed I was getting nowhere. As a last straw I got in touch with step change who were great. They gave me a way of managing my debt and pulled me from the water when I felt I was drowning. Although it is not the perfect solution, it is definitely a life line and a chance to stay afloat. What I liked most was being able to do everything online and never having to speak to anyone over the phone (something I really struggle with doing) I would recommend turning to step change if you are struggling and they will help to find you the best answer for your circumstances. Reviewed on: 13th July 2023

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