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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,651 reviews, last reviewed 29th Jun 2026

125733% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The best phone call I made The hardest phone call I made after losing my husband as I’ve always paid my bills on time but now it was different step changes could not of been mor... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Really easy to use service

Really easy to use service, highly recommend if you are feeling overwhelmed by your debts. No judgements, just friendly help. Reviewed on: 23rd May 2025

I didn’t know where to start with my debt, so I call...

I didn’t know where to start with my debt, so I called StepChange. They put a plan in place, took control of that & eased my debt worries. They reduced my payments massively to reflect what I could afford. Would strongly recommend contacting them… Reviewed on: 23rd May 2025

Customer service is always fantastic, difficult to g...

Customer service is always fantastic, difficult to get through on the phone sometimes but I guess that’s a testament to how good they are - loads of people use them. Online platform is really easy to use, only thing I can suggest is maybe getting an app. Reviewed on: 23rd May 2025

Excellent customer service and support based on my p...

Excellent customer service and support based on my personal previous experience. Reviewed on: 23rd May 2025

We didn’t know where to turn but StepChange were ama...

We didn’t know where to turn but StepChange were amazing, so understanding, non-judgmental and sympathetic. Giving help and advice in a non-patronising way really helped us - we learned so much through process as well as keeping a roof over our heads. Reviewed on: 23rd May 2025

Excellent experience

From start to present day, the whole process was easy to understand and follow. The staff are very polite and understanding. Cannot recommend them enough. Reviewed on: 23rd May 2025

Did not make you feel bad about calling and asking f...

Did not make you feel bad about calling and asking for help. Reviewed on: 23rd May 2025

Excellent service - wouldn't hesitate to recommend

I have found Step Change excellent to deal with and would definitely recommend to anybody who finds themselves in circumstances where StepChange could help Reviewed on: 23rd May 2025

StepChange helped me when I was at the lowest ebb of...

StepChange helped me when I was at the lowest ebb of my life. The advisor I first spoke with was efficient but kind and delivered some hope that there was a way out of the financial crisis I was in. There is still work for the customer; Stepchange didn’t help when I was dealing with a particularly unhelpful company and I had to deal with all that myself. That is the only negative part of the experience I had. Reviewed on: 23rd May 2025

Best of the best

There are many companies who offer to help you with debt these days, but Stepchange are unequalled. They simply saved my life and have been the most understanding, helpful and compassionate people in my long dealings with them. Reviewed on: 23rd May 2025

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