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StepChange: Debt advice reviews

4.95
Based on 16,493 reviews, last reviewed 9th May 2026
85450% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Stepchange have been fantastic, they helped when it was needed the most, working out a plan & relieving the stress & worry. Reviewed on: 9th May 2026
TM's avatar
TM

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16493)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Excellent service

5
From the outset Stepchange have been so helpful in getting my finances sorted out for me. Reviewed on: 1st May 2024

They have been brilliant,I was at my wits end when t...

5
They have been brilliant,I was at my wits end when they were recemended to me and now I'm on my way to being debt free. Reviewed on: 1st May 2024

They alleviated our problems

5
They alleviated our problems, and we looking forward to being debt free soon. The process was made less painful by step change. Reviewed on: 1st May 2024

Peace of mind

5
Found the people I spoke to very helpful, understanding and it has given me peace of mind. Reviewed on: 1st May 2024

StepChange saved me from going under

5
StepChange don't charge me a fee so all the money reduces the debt. They worked out an affordable plan. Without them I would have probably suffered a complete breakdown. Reviewed on: 1st May 2024

Very professional with a website that is easy to man...

5
Very professional with a website that is easy to manage and understand. They have helped me enormously with my debt and I would highly recommend them to anyone struggling with their finances. Reviewed on: 1st May 2024

Peace of mind

5
Peace of mind - they understand the stress that everyone feels and help you find the right solution Reviewed on: 1st May 2024

Debt Management Plan

5
Have been on DMP for long and StepChange can be regarded as that friend you can rely on any time. Am nearly finished and will soon be debt free. Reviewed on: 1st May 2024

A 5-star service

5
StepChange has helped me to manage my debt by offering support & freezing lender’s interest. Having debts consolidated means I now have only one payment leaving my account each month which is set to my personal budget. Reviewed on: 1st May 2024

Very helpful

5
Step change have helped me through a difficult financial time. They have taken a lot of stress of my shoulders, which really appreciated Reviewed on: 1st May 2024

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